Title Deed

What is a title deed?

A title deed is a legal document that proves ownership of a piece of real estate. It includes important details about the property, like its boundaries and any rights or restrictions associated with it. 

How can I access my title deed? 

To access your title deed, you can typically contact your local land registry to request a copy. In states such as NSW, all titles will come in the form of electronic Certificates of Title (eCT). 

An eCT serves the same purpose as a paper Certificate of Title, as it is an electronic record of land ownership. 

What is included in a title deed? 

A title can typically include the following items: 

• Title reference: a unique identifier assigned to the property by the land registry or title office.
• Name(s) of registered owner(s): the legal name or names of the individual or individuals who own the property.
• Description of the property: this includes details such as the property's boundaries, location, and any distinguishing features.
• Registered dealings: dealings that affect the property, such as mortgages, easements, caveats, or restrictive covenants.
• Encumbrances: any legal interests or restrictions on the property, such as liens, judgments, or rights of way.
• Date of issue: the date when the title deed was issued or last updated.
• Signature of registrar: the signature of the registrar or official who issued the title deed.