Question 1

Is Barrack Point a nice place to live?

Accepted Answer

Barrack Point is a compact coastal suburb in Shellharbour perched on a rocky headland beside Bass Point Reserve and the entrance to Shellharbour Harbour. It has a relaxed beachside feel with surf beaches, rock platforms and coastal walking tracks that attract surfers, fishers and people who favour outdoor living. Streets are mainly low-rise, with weatherboard and brick cottages alongside newer townhouses and holiday homes, many with ocean or harbour outlooks. Daily needs and cafes are close by in Shellharbour Village and the area is served by local buses and the regional road network.

It is a small community of 725 people, with a household mix weighted towards couple families and about four in five homes owner-occupied. Council-led foreshore and park works have refreshed the promenade and boat ramp, added an amenities building and an inclusive play space called "The Red Lamp", and Dawes Park has received upgrades. If coastal access, nearby village shopping and a compact, owner-occupied neighbourhood matter to you, Barrack Point is worth a look.

Question 2

Is it expensive to live in Barrack Point?

Accepted Answer

In Barrack Point the most relevant housing figure here is the average house rent of $900 a week. Against a typical local household income of $1,836 a week as recorded at the most recent Census, $900 a week would take about 49.0% of that income, or roughly half. By the size bands used here, that is a large share of a typical household's weekly income at the last Census, so renting a house would represent a sizeable ongoing cost for a typical local household on those figures. Whether that feels expensive depends on your own income and circumstances.

Everyone's financial situation is different, so it's important to consider your own circumstances when deciding which suburb is right for you.

Question 3

Is Barrack Point a good place to invest?

Accepted Answer

House rents in Barrack Point climbed 7.1% over the past 12 months, a solid increase, while house values rose 4.6% over the same period, a modest gain. Put another way, the rent a house earns has been the stronger performer this year compared with its capital growth.

If rental income is your priority, that 7.1% rise is the most relevant figure; if capital growth matters more, the 4.6% change is the one to watch. Whether that balance suits your plans depends on your own goals and circumstances.

This information has been prepared without taking your objectives, needs and overall financial situation into account. It is not meant to be a substitute for professional financial advice. For this reason, you should consider the appropriateness of the information and, if necessary, seek appropriate professional advice.

	Houses	Units
Median price Past 3 months	N/A	N/A
Change in value Past 12 months	4.6%	N/A
Sold Past 3 months	3	2
Median days on market Past 12 months	66	N/A
Average rent Past 12 months	$900	N/A
Change in rent Past 12 months	7.1%	N/A

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