Question 1

Is Belmont South a nice place to live?

Accepted Answer

Belmont South is a relaxed coastal suburb on the eastern shore of Lake Macquarie, sitting on a narrow lakeside strip with foreshore reserves and access to nearby surf beaches. Days often centre on boating, fishing and long beach or bush walks, and the streets mix weatherboard beach cottages, modest brick homes and a growing number of renovated properties. Shops and cafés in nearby Belmont and Swansea cover everyday needs.

It is a small community of 1,053 people, with a median age of 48 and a median household income of $1,239 a week. The population is weighted towards couple families, many without children, and most homes are owner-occupied while about 38% are rented. Council is implementing a local adaptation plan for lake flooding and sea-level rise and there are nearby projects proposing new walking and cycling links. Whether that suits you comes down to the pace and conveniences you want.

Question 2

Is it expensive to live in Belmont South?

Accepted Answer

Average house rent in Belmont South 2280 is $680 a week. Against a typical local household income of $1,239 a week at the last Census, that rent would take about 55% of a household's weekly income, which is a large share of income.

If you are renting, that rent share is the most relevant figure to consider; whether it feels expensive depends on your own income and circumstances.

Everyone's financial situation is different, so it's important to consider your own circumstances when deciding which suburb is right for you.

Question 3

Is Belmont South a good place to invest?

Accepted Answer

Over the past 12 months in Belmont South, median house values rose 4.0%, a modest increase, and house rents climbed 7.9%, a solid rise. The rent a house earns has been the stronger performer this year compared with its price change.

If you're weighing Belmont South as an investment, the value figure is the one that speaks to capital growth over the year, while the rent figure is the one that speaks to rental income. Which of those matters more will depend on your goals and circumstances.

This information has been prepared without taking your objectives, needs and overall financial situation into account. It is not meant to be a substitute for professional financial advice. For this reason, you should consider the appropriateness of the information and, if necessary, seek appropriate professional advice.

	Houses	Units
Median price Past 3 months	N/A	N/A
Change in value Past 12 months	4.0%	N/A
Sold Past 3 months	1	N/A
Median days on market Past 12 months	82	N/A
Average rent Past 12 months	$680	N/A
Change in rent Past 12 months	7.9%	N/A

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