Question 1

Is Dungog a nice place to live?

Accepted Answer

Dungog is a small country town on the Williams River beneath the Barrington Tops, with a tidy main street of timber and Federation-era buildings housing family-run shops, cafes and galleries. Riverfront parks and surrounding rolling farmland give it a relaxed, outdoors-oriented character, and housing ranges from weatherboard cottages and heritage homes in the village to acreage properties on the outskirts. The community numbers 1,983 people with a median age of 52, and is weighted towards couple families (47.9% without children and 31.0% with children). About 46.5% of homes are owned outright and 28.7% are owned with a mortgage, with 24.8% rented.

There is a local housing and infrastructure master plan that aims to revitalise the town centre, improve walkability and active-transport links, and guide staged upgrades to transport, utilities, community facilities and open space. Recent local projects include a library upgrade, a new shade at the pool, park works and parking and access improvements at Lioness Park. Those features make Dungog suit people after an established rural service town with outdoor access; whether it fits you depends on the lifestyle you want.

Question 2

Is it expensive to live in Dungog?

Accepted Answer

Housing costs in Dungog sit unevenly against what local households earned at the last Census. A house priced at $710,000 is about 13.1 times a typical local annual household income at the last Census, which puts buying well above local incomes. Rents are high against that benchmark too: $535 a week for a house would take about 51.2% of a typical local household's weekly income at the last Census, while $385 a week for a unit would take about 36.9%.

On these figures, buying is considerably more stretched against local incomes than renting, and renting still represents a sizeable to large share of a typical local household's income at the last Census. Whether that feels expensive depends on your own income and circumstances.

Everyone's financial situation is different, so it's important to consider your own circumstances when deciding which suburb is right for you.

Question 3

Is Dungog a good place to invest?

Accepted Answer

The clearest movement in Dungog over the past year is on the house side: median house values climbed 14.3%, a strong rise. House rents increased 2.3% over the same period, a modest gain, so for houses capital growth has outpaced rental growth this year. If rental income is your priority, the rent change is the figure to focus on; if you are after rising property values, the value change is the one that matters. Whether that makes Dungog a suitable investment depends on your objectives and circumstances.

This information has been prepared without taking your objectives, needs and overall financial situation into account. It is not meant to be a substitute for professional financial advice. For this reason, you should consider the appropriateness of the information and, if necessary, seek appropriate professional advice.

	Houses	Units
Median price Past 3 months	$710K	N/A
Change in value Past 12 months	14.3%	N/A
Sold Past 3 months	11	N/A
Median days on market Past 12 months	42	N/A
Average rent Past 12 months	$535	$385
Change in rent Past 12 months	2.3%	N/A

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