Question 1

Is Farley a nice place to live?

Accepted Answer

Farley is a quiet, semi-rural pocket on the outskirts of Maitland where residential streets sit close to open paddocks and farmland. It has a low-key, family-oriented character with detached houses ranging from older cottages to newer homes on modest to larger blocks. Residents look to nearby Maitland for shopping, schools and community facilities while keeping road links into the Hunter Valley and other regional centres to hand. Local green spaces and rural outlooks shape day-to-day life, so Farley suits people after a greener, quieter lifestyle without being cut off from town amenities.

The community is small, about 605 people, with a median age of 30 and a median household income of $2,015 a week (roughly $104,780 a year). Couple households dominate the family mix, and homes are slightly more often rented than owner-occupied (51.8% rented, 48.2% owner-occupied). A planning proposal called the Farley Urban Release Area seeks residential rezoning around Owlpen Lane and Wollombi Road, and voluntary planning agreements for subdivision require developer contributions and staged works such as public roads and stormwater to fund designated state infrastructure.

Question 2

Is it expensive to live in Farley?

Accepted Answer

Buying looks stretched in Farley, NSW. A median house price of $990,000 is about 9.4 times a typical local household's annual income as recorded at the last Census (weekly household income $2,015). Renting is more moderate by comparison: a house at $610 a week would take about 30.3% of that weekly household income at the last Census, while a unit at $520 a week would take about 25.8%. On these figures, buying sits well above local incomes at the last Census, while renting takes a sizeable share for houses and a moderate share for units.

Everyone's financial situation is different, so it's important to consider your own circumstances when deciding which suburb is right for you.

Question 3

Is Farley a good place to invest?

Accepted Answer

House prices in Farley rose 33.3% over the past 12 months, a strong increase in the value of houses. Over the same year the rent a house earns edged up 1.7%, a slight rise, while unit rents increased by 4.0%, a modest rise and faster than house rents. Put simply, house capital growth has outpaced rental income growth this year, and unit rents rose more quickly than house rents. Which of those outcomes matters more to you will depend on whether you prioritise capital growth or rental income.

This information has been prepared without taking your objectives, needs and overall financial situation into account. It is not meant to be a substitute for professional financial advice. For this reason, you should consider the appropriateness of the information and, if necessary, seek appropriate professional advice.

	Houses	Units
Median price Past 3 months	$990K	N/A
Change in value Past 12 months	33.3%	N/A
Sold Past 3 months	11	N/A
Median days on market Past 12 months	31	N/A
Average rent Past 12 months	$610	$520
Change in rent Past 12 months	1.7%	4.0%

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