Question 1

Is Gerroa a nice place to live?

Accepted Answer

Gerroa is a small coastal village on the NSW south coast at the northern end of Seven Mile Beach where the Crooked River meets the ocean. It has a relaxed seaside character, with single-storey weatherboard cottages, newer coastal homes and a mix of holiday houses and permanent residences. The village centre has basic shops and a few cafés, and daily life revolves around the beach, surfing, estuary fishing and walking trails through the nearby national park and coastal dunes. The community is small — 571 people with a median age of 56.

Homes are largely owner-occupied (78.1%) and families are dominated by couple families without children (62.3%), so the area leans toward settled, low-density village living and is popular with families and retirees seeking a quieter beach lifestyle. It remains within easy road reach of neighbouring Gerringong and regional services. Council projects are planned or under way, including playground upgrades, completion of the coastal walking track and further works at South Werri Beach and the local surf life saving and holiday-park facilities; a new playground at Emery Park is intended once Aboriginal heritage investigations, permits and funding are finalised. Whether Gerroa suits you will depend on the kind of coastal village lifestyle you want.

Question 2

Is it expensive to live in Gerroa?

Accepted Answer

A house rented for about $820 a week in Gerroa would take roughly 43% of a typical local household's weekly income as recorded at the most recent Census. On these figures, that is a large share of income, so renting a house here sits on the higher side against what a typical household earned at the last Census.

Everyone's financial situation is different, so it's important to consider your own circumstances when deciding which suburb is right for you.

Question 3

Is Gerroa a good place to invest?

Accepted Answer

Over the past 12 months Gerroa's house market softened: median house values fell 9.6% and house rents declined by a modest 3.5%. For someone weighing Gerroa up as an investment, the value change speaks to capital growth and the rent change speaks to rental income — here both moved lower over the year, with values falling more sharply than rents. Whether that makes Gerroa the right investment for you depends on your goals and circumstances.

This information has been prepared without taking your objectives, needs and overall financial situation into account. It is not meant to be a substitute for professional financial advice. For this reason, you should consider the appropriateness of the information and, if necessary, seek appropriate professional advice.

	Houses	Units
Median price Past 3 months	N/A	N/A
Change in value Past 12 months	-9.6%	N/A
Sold Past 3 months	4	N/A
Median days on market Past 12 months	126	N/A
Average rent Past 12 months	$820	N/A
Change in rent Past 12 months	-3.5%	N/A

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