Question 1

Is Kilaben Bay a nice place to live?

Accepted Answer

Kilaben Bay is a quiet lakeside suburb on the western shore of Lake Macquarie, centred on calm waterfront, foreshore reserves and easy access to the lake for boating and fishing. It is predominantly residential, with a mix of modest family homes and waterfront blocks that give many properties lake outlooks. Streets are low-traffic and the pace relaxed, and local life leans on neighbouring Toronto for shops, cafés and services while the foreshore and boat ramps are the suburb’s everyday draws.

The community of 1,516 people has a median age of 47 and a median household income of $2,186 a week (about $113,700 a year). Households are largely family-based and 88.0% of homes are owner-occupied, which points to an established, settled population. That mix tends to suit people who favour an outdoor, water-focused lifestyle and retirees seeking tranquillity; Kilaben Park and the Kilaben Bay Community Hall are local focal points. There are no significant new infrastructure or development projects reported for the suburb at this time.

Question 2

Is it expensive to live in Kilaben Bay?

Accepted Answer

At about $650 a week, renting a house in Kilaben Bay would take roughly 29.7% of a typical local household's weekly income as recorded at the most recent Census. That is just under the commonly used 30% marker for housing costs, so on these figures renting a house here would use a moderate share of a typical local household's income; if you're renting rather than buying, that rent share is the number that matters when weighing costs.

Everyone's financial situation is different, so it's important to consider your own circumstances when deciding which suburb is right for you.

Question 3

Is Kilaben Bay a good place to invest?

Accepted Answer

House values in Kilaben Bay rose 14.4% over the past 12 months, a strong increase in the median value of houses. For someone weighing Kilaben Bay as an investment, that house value change points to capital growth over the year and is the figure to focus on if capital gain is your priority.

Whether that movement fits your objectives and circumstances is for you to judge.

This information has been prepared without taking your objectives, needs and overall financial situation into account. It is not meant to be a substitute for professional financial advice. For this reason, you should consider the appropriateness of the information and, if necessary, seek appropriate professional advice.

	Houses	Units
Median price Past 3 months	N/A	N/A
Change in value Past 12 months	14.4%	N/A
Sold Past 3 months	7	N/A
Median days on market Past 12 months	49	N/A
Average rent Past 12 months	$650	N/A
Change in rent Past 12 months	N/A	N/A

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