Question 1

Is Minnamurra a nice place to live?

Accepted Answer

Minnamurra is a small coastal village where the Minnamurra River meets the sea, with a calm estuary, a surf beach and easy access to the Minnamurra Rainforest in Budderoo National Park. The suburb has a relaxed, small-scale feel, with timber beach cottages and modern family homes among coastal bushland. Residents use the river and shoreline for boating, fishing and walks, and riverfront reserves and picnic spots are popular with families and weekend visitors. Basic local services are available and Kiama is close by for more shops and trains, so the area suits people seeking quiet seaside living near town and the escarpment.

Minnamurra is a small community of 804 people, with a median age of 50 and a median household income of $1,577 a week, roughly $82,000 a year.

Household composition is dominated by couples. Couple families without children make up 49.8% of families and couple families with children account for 43.4%; together they represent 93.2% of reported families. One-parent families are 6.8% of the total.

In Minnamurra, most homes are owner-occupied, about nine in ten: 58.3% are owned outright and 30.7% are owned with a mortgage, while renters make up 11.0% of dwellings.

Question 2

Is it expensive to live in Minnamurra?

Accepted Answer

Renting a house in Minnamurra at about $790 a week would take roughly half of a typical local household's weekly income at the last Census, about 50.1%, which is a large share of income. If you're renting rather than buying, that rent share is the clearest measure of how housing costs sit against what people locally earned at the last Census, and whether it feels expensive depends on your own circumstances.

Everyone's financial situation is different, so it's important to consider your own circumstances when deciding which suburb is right for you.

Question 3

Is Minnamurra a good place to invest?

Accepted Answer

Over the past 12 months Minnamurra's house market moved down: median house values fell 19.4%, a large decline, while house rents fell 9.7%, a solid decline. Both the suburb's capital value and the rental income from houses were lower over the year, with prices easing more steeply than rents.

If you care most about capital growth, the change in house values is the relevant figure; if rental income is your priority, look at the fall in house rents. Whether that pattern fits your goals and circumstances is for you to decide.

This information has been prepared without taking your objectives, needs and overall financial situation into account. It is not meant to be a substitute for professional financial advice. For this reason, you should consider the appropriateness of the information and, if necessary, seek appropriate professional advice.

	Houses	Units
Median price Past 3 months	N/A	N/A
Change in value Past 12 months	-19.4%	N/A
Sold Past 3 months	5	N/A
Median days on market Past 12 months	N/A	N/A
Average rent Past 12 months	$790	N/A
Change in rent Past 12 months	-9.7%	N/A

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