Question 1

Is Moruya a nice place to live?

Accepted Answer

Moruya sits where the Moruya River meets the coast and life there includes a working waterfront, with fishing and boating part of everyday life. The town has a modest main street of shops, cafes and local services, backed by granite outcrops and the slopes of Mount Gulaga, with beaches and national parkland close at hand. Housing ranges from weatherboard cottages and postwar bungalows to newer suburban lots and small rural blocks.

Moruya is a community of 4,295 people with a median age of 52. The typical household has a weekly income of $1,140, roughly $59,280 a year.

Couple families without children are the largest group at 52.8%. Couple families with children make up 28.8%, one-parent families 16.5% and other families 1.9%. Together, couple families with and without children account for 81.6% of families.

Homes in Moruya are mainly owner-occupied: 49.9% are owned outright and 27.5% are owned with a mortgage, combining to 77.4% owner-occupied, while 22.6% of homes are rented.

Question 2

Is it expensive to live in Moruya?

Accepted Answer

A house renting for $620 a week in Moruya would take about 54.4% of a typical local household's weekly income as recorded at the last Census. For people renting rather than buying, that rent share is the most relevant measure and it represents a large share of income; whether that feels expensive depends on your own circumstances.

Everyone's financial situation is different, so it's important to consider your own circumstances when deciding which suburb is right for you.

Question 3

Is Moruya a good place to invest?

Accepted Answer

Over the past 12 months in Moruya, median house rents rose 6.9% while median house values edged up 0.6%. That means the rent a house earns has been the stronger performer this year, with rental income growing at a solid pace while capital growth was marginal. Whether that balance suits your plans depends on your goals and circumstances.

This information has been prepared without taking your objectives, needs and overall financial situation into account. It is not meant to be a substitute for professional financial advice. For this reason, you should consider the appropriateness of the information and, if necessary, seek appropriate professional advice.

	Houses	Units
Median price Past 3 months	N/A	N/A
Change in value Past 12 months	0.6%	N/A
Sold Past 3 months	9	2
Median days on market Past 12 months	99	N/A
Average rent Past 12 months	$620	N/A
Change in rent Past 12 months	6.9%	N/A

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