Question 1

Is Mount Clear a nice place to live?

Accepted Answer

Mount Clear sits on the edge of Ballarat on gently rising ground, with leafy streets, pockets of bushland and local vantage points. It has an established character of mostly brick and timber homes on mature blocks alongside areas of newer subdivision. The community of 3,671 people has a median age of 37 and is weighted towards couple families, who together make up just over eight in ten families. About two in three homes are owner-occupied while 31.7% are rented, and the median total household income is $1,462 a week. For many this mix attracts families, professionals and retirees and supports a calm, suburban rhythm rather than an inner-city buzz.

Everyday life centres on small shopping strips, neighbourhood parks, sporting reserves and walking tracks into nearby native reserves. Public investment is focused on education and recreation, with staged upgrades and maintenance for local schools and council-backed projects at the recreation reserve and community cricket facilities. Whether Mount Clear suits you will depend on whether a settled suburb with nearby outdoor options fits what you want.

Question 2

Is it expensive to live in Mount Clear?

Accepted Answer

On the figures for Mount Clear, housing costs sit differently depending on whether you rent or buy, when measured against local incomes at the last Census. A typical local household earned $1,462 a week at the last Census. House rent of $450 a week would take about 30.8% of that weekly income (roughly a third), while unit rent of $340 a week would take about 23.3%.

Buying a house at the suburb median of $600,000 works out to about 7.9 times a typical local annual household income at the last Census, which sits in the well above local incomes band. So on these figures, renting—especially a unit—looks more manageable against what local households earned at the last Census, while buying a house sits considerably higher.

Everyone's financial situation is different, so it's important to consider your own circumstances when deciding which suburb is right for you.

Question 3

Is Mount Clear a good place to invest?

Accepted Answer

The most striking move over the past year is in house prices, which climbed 15.0%, a strong rise in what houses are worth. Rents for houses rose 7.1% and rents for units rose 6.2% over the same period — both solid increases, with house rents edging ahead of unit rents by a small margin.

For someone weighing up Mount Clear as an investment, these figures point to stronger capital growth on the house side over the year, while rental income growth was more modest; which outcome matters to you will depend on your goals and circumstances.

This information has been prepared without taking your objectives, needs and overall financial situation into account. It is not meant to be a substitute for professional financial advice. For this reason, you should consider the appropriateness of the information and, if necessary, seek appropriate professional advice.

	Houses	Units
Median price Past 3 months	$600K	N/A
Change in value Past 12 months	15.0%	N/A
Sold Past 3 months	23	3
Median days on market Past 12 months	26	N/A
Average rent Past 12 months	$450	$340
Change in rent Past 12 months	7.1%	6.3%

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