Question 1

Is Numurkah a nice place to live?

Accepted Answer

Numurkah is a classic country service town on the Murray plains and serves as a commercial and social hub for the surrounding farming district. It has a compact main street with everyday shops and cafes, community facilities including schools, sporting ovals and a local health service, and mainly single-storey weatherboard and brick homes on wide, tree-lined streets with some newer developments at the town edge. Life is relaxed and practical, and the town tends to suit farming families, tradespeople and retirees who value regional road links and a quiet small town rhythm.

The community of 4,604 people has a median age of 49 and is weighted towards couple families, while about 77.2% of dwellings are owner-occupied. For everyday living there are shops, schools and health services nearby, and several council and state projects are under way, including a new state-built 36-bed aged care facility, a confirmed Early Learning Victoria centre site, an intersection upgrade and proposed flood protection works.

Question 2

Is it expensive to live in Numurkah?

Accepted Answer

At a median house price of $466,500, buying a house in Numurkah works out to about 8.0 times a typical local household's annual income at the last Census. On the rental side, a house rent of $475 a week would take about 42.6% of that typical weekly household income at the last Census, while a unit rent of $310 a week would take about 27.8%. On these figures, buying sits well above what local households earned at the last Census, renting a house would take a large share of income, and renting a unit would take a moderate share.

Everyone's financial situation is different, so it's important to consider your own circumstances when deciding which suburb is right for you.

Question 3

Is Numurkah a good place to invest?

Accepted Answer

A strong feature of Numurkah's recent market is house values, which climbed 12.8% over the past 12 months. House rents rose 10.5% over the same period, a strong increase, while unit rents lifted by a more modest 4.0%. Overall, the houses side recorded the larger movements this year in both price and rental income, with house rent growth outpacing unit rent growth.

If you're weighing Numurkah up as an investment, the value change points to capital growth over the year and the rent changes point to rental income; which of those matters most will depend on your own goals and circumstances.

This information has been prepared without taking your objectives, needs and overall financial situation into account. It is not meant to be a substitute for professional financial advice. For this reason, you should consider the appropriateness of the information and, if necessary, seek appropriate professional advice.

	Houses	Units
Median price Past 3 months	$467K	N/A
Change in value Past 12 months	12.8%	N/A
Sold Past 3 months	26	6
Median days on market Past 12 months	74	N/A
Average rent Past 12 months	$475	$310
Change in rent Past 12 months	10.5%	4.0%

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