Question 1

Is Point Clare a nice place to live?

Accepted Answer

Point Clare is a quietly residential waterside suburb on Brisbane Water with a strong connection to the foreshore and boating. Reserves, boat ramps and pleasant walking tracks make outdoor life easy, and bushland pockets add a leafy backdrop to the streets. There is a small local shopping strip for everyday needs and easy access to larger retail and services in nearby Gosford. The train station on the Central Coast rail line makes commuting practical, and the station has been upgraded with lifts, improved entries, accessible parking, refurbished toilets, better platform lighting and enhanced CCTV.

Home to 3,974 people with a median age of 46, Point Clare is weighted towards families and owner-occupation — about 74% of homes are owner-occupied. Planning is also under way for a shared waterfront pathway linking Gosford and Point Clare, which would extend the suburb's walking and cycling options. Whether it suits you will depend on how much you value waterside recreation and a settled, family-oriented community.

Question 2

Is it expensive to live in Point Clare?

Accepted Answer

Housing costs in Point Clare sit well above what local households earned at the last Census. The median house price of $1,100,000 is about 13.0 times a typical local annual household income (weekly household income $1,623 at the last Census). On a weekly basis, a house rent of $730 would use around 45% of that typical local household's income, and a unit rent of $560 would use about 34.5%.

If you are weighing renting against buying, those are the figures to watch: buying sits much higher than local incomes at the last Census, while renting still takes a sizeable to large share of a typical local household income. Whether that feels expensive depends on your own income and circumstances.

Everyone's financial situation is different, so it's important to consider your own circumstances when deciding which suburb is right for you.

Question 3

Is Point Clare a good place to invest?

Accepted Answer

Unit rents in Point Clare jumped 16.7% over the past year, the clearest movement in the figures. If rental income is your priority, that rise in unit rents is the most relevant number here.

On the house side, median values climbed 6.4% over the year, a solid rise, while house rents edged up 1.0%. Put simply, house prices grew more noticeably than the rent houses earned this year, and unit rents were the stronger performer.

This information has been prepared without taking your objectives, needs and overall financial situation into account. It is not meant to be a substitute for professional financial advice. For this reason, you should consider the appropriateness of the information and, if necessary, seek appropriate professional advice.

	Houses	Units
Median price Past 3 months	$1.10M	N/A
Change in value Past 12 months	6.4%	N/A
Sold Past 3 months	11	N/A
Median days on market Past 12 months	28	N/A
Average rent Past 12 months	$730	$560
Change in rent Past 12 months	1.0%	16.7%

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