Question 1

Is Shelly Beach a nice place to live?

Accepted Answer

Shelly Beach is a compact coastal suburb on the Central Coast centred on a sandy crescent and rocky headland that attract surfers, anglers and people who enjoy beach walks. Streets mix older weatherboard cottages and low-rise beach houses, many positioned for ocean views, and the area is quiet outside holiday periods but busier in summer. A coastal reserve and foreshore path link to neighbouring precincts, and shops, cafes and services in nearby The Entrance cover everyday needs. It suits those seeking a relaxed seaside lifestyle with easy access to lake and ocean recreation.

About 1,313 people live in Shelly Beach and the median age is 47; the community is dominated by couple families and most homes are owner-occupied, which points to a largely established residential base. Council has been carrying out coastal and foreshore works, including car park remediation and upgrades, the surf life saving club has funding for clubhouse improvements, and coastal-management activity has included the rescue and temporary fencing of a rare loggerhead turtle nest.

Question 2

Is it expensive to live in Shelly Beach?

Accepted Answer

A house rent of $940 a week in Shelly Beach would take about 57.1% of a typical local household's weekly income of $1,646 as recorded at the last Census. On these figures, renting a house here would use a large share of what a typical local household earned at the last Census; if you're renting, that rent share is the number that matters when comparing housing costs to local income. Whether that feels expensive depends on your own income and circumstances.

Everyone's financial situation is different, so it's important to consider your own circumstances when deciding which suburb is right for you.

Question 3

Is Shelly Beach a good place to invest?

Accepted Answer

House rents in Shelly Beach jumped 25.3% over the past year, a strong rise in what a house here earns. Over the same 12 months house values climbed 11.8%, also a strong increase in capital value. With rent growth running ahead of price growth, the income a house produces increased more quickly than its price this year.

If you're weighing Shelly Beach as an investment, those two figures are the key facts to consider: the value change reflects recent capital growth and the rent change reflects recent rental income movement. Which of those matters most will depend on your goals and circumstances.

This information has been prepared without taking your objectives, needs and overall financial situation into account. It is not meant to be a substitute for professional financial advice. For this reason, you should consider the appropriateness of the information and, if necessary, seek appropriate professional advice.

	Houses	Units
Median price Past 3 months	N/A	N/A
Change in value Past 12 months	11.8%	N/A
Sold Past 3 months	3	N/A
Median days on market Past 12 months	63	N/A
Average rent Past 12 months	$940	N/A
Change in rent Past 12 months	25.3%	N/A

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