Question 1

Is St Georges Basin a nice place to live?

Accepted Answer

St Georges Basin is a lakeside township with a relaxed coastal-village character built around the sheltered basin and its foreshore reserves. Everyday shops and cafes sit near the water and the area is prized for easy access to boating, fishing and waterfront walks. Surrounding streets are mainly low-density residential with older weatherboard cottages, brick homes and some newer waterfront builds, and the town is connected by local roads to the Princes Highway and close to Jervis Bay and its beaches.

With 3,215 residents and a median age of 53, the community includes retirees, families and holiday-home owners, and 81.7% of homes are owner-occupied. Several local projects are under way or proposed, including a masterplanned mixed-use affordable housing precinct at Crowea Road, foreshore and estuary management work, replacement of the Island Point Road jetty and a sewerage upgrade linking Tomerong village to the basin’s treatment plant. If you value easy water access, simple local shops and a low-density residential setting, St Georges Basin may suit you; whether it does depends on what you are looking for.

Question 2

Is it expensive to live in St Georges Basin?

Accepted Answer

Buying looks particularly stretched against local incomes in St Georges Basin. A median house price of $855,000 is about 14.8 times a typical local household's annual income at the last Census (weekly household income $1,113), which sits well above local incomes as recorded at the last Census.

If you're renting, a house rent of $620 a week would take about 55.7% of a typical local household's weekly income at the last Census, which is a large share of income. Whether that feels expensive depends on your own income and circumstances.

Everyone's financial situation is different, so it's important to consider your own circumstances when deciding which suburb is right for you.

Question 3

Is St Georges Basin a good place to invest?

Accepted Answer

House values climbed 8.8% over the past 12 months, a solid rise in what houses in St Georges Basin are worth. House rents rose 3.3% over the same period, a modest increase, so price growth outpaced rental growth for houses this year. If rental income is your priority, the rent movement is the relevant figure; if you are focused on capital growth, the change in house values is the number to consider. Whether that balance suits you depends on your goals and circumstances.

This information has been prepared without taking your objectives, needs and overall financial situation into account. It is not meant to be a substitute for professional financial advice. For this reason, you should consider the appropriateness of the information and, if necessary, seek appropriate professional advice.

	Houses	Units
Median price Past 3 months	$855K	N/A
Change in value Past 12 months	8.8%	N/A
Sold Past 3 months	16	1
Median days on market Past 12 months	78	N/A
Average rent Past 12 months	$620	N/A
Change in rent Past 12 months	3.3%	N/A

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