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Ulladulla is a coastal town centred on a working harbour and marina, where a local fishing fleet sits beside recreational boat ramps and a sheltered waterfront. It mixes a seaside holiday vibe with everyday coastal living, with beaches, headland walks and lookouts. Housing ranges from older cottages and low-rise units near the water to family homes and retirement options up the slopes, and a compact town centre provides cafes, shops and essential services.

The community of 7,262 has a median age of 51 and a median household income of $1,007 a week (roughly $52,364 a year). Households are dominated by couples — 49.0% of families are couple families without children and 29.5% are couple families with children — and 71.6% of homes are owner-occupied while 28.3% are rented. Several public projects are underway or planned, including hospital and school upgrades, harbour works and a Milton–Ulladulla bypass. Whether Ulladulla suits you will come down to the kind of coastal lifestyle you want.

Buying in Ulladulla sits well above local incomes: a median house at $932,500 is about 17.8 times a typical local household's annual income as recorded at the most recent Census, which is a high multiple against what people locally earned at that Census.

Rents are also a large share of income. A house rent of $600 a week would take about 59.6% of a typical local household's weekly income at the last Census, and a unit rent of $450 a week would take about 44.7%. If you're renting rather than buying, those rent shares are the most directly relevant figures to consider on these data.

Everyone's financial situation is different, so it's important to consider your own circumstances when deciding which suburb is right for you.

Over the past 12 months in Ulladulla, median house values rose 5.7% while house rents increased 9.1%. That means the rent a house earns grew faster than the house price did over the year. Unit rents moved differently, falling 2.2% over the same period. Which of those patterns matters to you depends on whether you prioritise rental income or capital growth when considering an investment in Ulladulla.

This information has been prepared without taking your objectives, needs and overall financial situation into account. It is not meant to be a substitute for professional financial advice. For this reason, you should consider the appropriateness of the information and, if necessary, seek appropriate professional advice.