Question 1

Is White Hills a nice place to live?

Accepted Answer

White Hills sits where Bendigo gives way to low, tree-lined hills beside the Bendigo Creek. Its streets are anchored by historic Victorian and interwar cottages, weatherboard homes and pockets of more recent housing, creating a quietly residential, lived-in character. The Bendigo Botanic Gardens and riverside reserves provide regular green space for walking and weekend relaxation, and local shops, schools and sporting clubs meet everyday needs. Bus services and easy road connections into Bendigo make city access straightforward.

Families are the dominant household type, with couples making up just over three-quarters of families: 36.7% are couple families with children and 40.3% are couple families without children. One-parent families represent 21.1% of families, and other families account for 1.8%.

The community numbers 3,620 people and has a median age of 37. The median total household income is $1,395 a week, roughly $72,540 a year.

Homes in White Hills are largely owner-occupied, about two-thirds in total (32.5% owned outright and 33.5% owned with a mortgage), while around one in three dwellings, 34.0%, are rented.

Question 2

Is it expensive to live in White Hills?

Accepted Answer

In White Hills, a median house price of $510,000 is about 7.0 times a typical local household's annual income at the last Census, which places buying well above what people locally earned then. Looking at rents, a house at $493 a week would take about 35.3% of a typical local household's weekly income at the last Census, and a unit at $430 a week would take about 30.8%. Both rent shares are a sizeable part of a typical local household's income, so renting still represents a meaningful budget item, while buying sits higher by the price multiple.

Everyone's financial situation is different, so it's important to consider your own circumstances when deciding which suburb is right for you.

Question 3

Is White Hills a good place to invest?

Accepted Answer

Over the past 12 months in White Hills, house values fell 1.8% while house rents rose 0.6%. In plain terms, house capital value has edged down slightly over the year while the rent those houses earn has edged up slightly, so rental income has been the stronger performer between the two measures. Whether that balance suits your plans depends on your own investment goals and circumstances.

This information has been prepared without taking your objectives, needs and overall financial situation into account. It is not meant to be a substitute for professional financial advice. For this reason, you should consider the appropriateness of the information and, if necessary, seek appropriate professional advice.

	Houses	Units
Median price Past 3 months	$510K	N/A
Change in value Past 12 months	-1.8%	N/A
Sold Past 3 months	15	N/A
Median days on market Past 12 months	13	N/A
Average rent Past 12 months	$493	$430
Change in rent Past 12 months	0.6%	N/A

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