Question 1

Is Anna Bay a nice place to live?

Accepted Answer

Anna Bay sits beside long surf beaches and the expansive Worimi Conservation Lands, where iconic sand dunes shape much of the shoreline. It has a relaxed seaside character, with predominantly single-storey beach houses, holiday units and a few caravan parks mixed among year-round family homes. Life centres on the beach, surf and dune activities, coastal walks and fishing, and the suburb attracts a mix of holidaymakers, families and retirees; the population is 4,221 with a median age of 52 and a combined owner-occupied share of 81.0%.

Everyday needs are met by a small local shopping strip while Nelson Bay provides the nearest marina and larger services. Local investment has added amenities such as an upgraded Robinson Reserve (Birubi Point) playground, skate park, amenities and viewing areas, town-centre streetscape works, the Tomaree Coastal Walk to Birubi Point, and ongoing road upgrade planning; the council has also trialled a beach shuttle and committed to shared pathways. If you value close beach access and an established, owner-occupied coastal community, Anna Bay may suit you.

Question 2

Is it expensive to live in Anna Bay?

Accepted Answer

Buying in Anna Bay sits well above what local households earned at the last Census. A median house price of $920,000 is about 14.9 times a typical local annual household income at the last Census, which places buying well above local incomes on these figures.

Renting also takes a noticeable slice of income. House rents around $695 a week would use about 58.5% of a typical local household's weekly income at the last Census, a large share, while unit rents of about $465 a week would take roughly 39.1%, a sizeable share. Whether that feels expensive depends on your own income and circumstances.

Everyone's financial situation is different, so it's important to consider your own circumstances when deciding which suburb is right for you.

Question 3

Is Anna Bay a good place to invest?

Accepted Answer

House values rose a moderate 4.5% over the past 12 months, while house rents increased a modest 3.0% in the same period. For houses the value change was the stronger performer this year, so capital growth slightly outpaced rental income.

In Anna Bay those are the numbers the data shows for someone weighing the suburb up as an investment: the value movement points to capital growth, and the rent figure is the one to watch if rental income is your priority. Whether that balance suits you will depend on your own goals and circumstances.

This information has been prepared without taking your objectives, needs and overall financial situation into account. It is not meant to be a substitute for professional financial advice. For this reason, you should consider the appropriateness of the information and, if necessary, seek appropriate professional advice.

	Houses	Units
Median price Past 3 months	$920K	N/A
Change in value Past 12 months	4.5%	N/A
Sold Past 3 months	24	1
Median days on market Past 12 months	89	N/A
Average rent Past 12 months	$695	$465
Change in rent Past 12 months	3.0%	N/A

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