Question 1

Is Bomaderry a nice place to live?

Accepted Answer

Bomaderry is a working suburban town in the Shoalhaven next to Nowra, serving as a local service centre. It is anchored by Bomaderry railway station, with a compact main street of shops and community facilities close by. Housing is largely low-density, from weatherboard cottages and low-set brick homes to pockets of newer estates, and the suburb attracts families, tradespeople and retirees who value a quieter, semi-rural lifestyle with ready access to the Shoalhaven River, coastal beaches and nearby bushland. The community numbers 6,738 people, the median age is 45 and the typical household income is $1,119 a week.

About three in four families are couples, around 64.6% of homes are owner-occupied and 35.4% are rented, so there is a mix of owners and renters. For everyday life the railway, shops and local facilities make services accessible, and several government projects are under way or planned nearby, including a Landcom build-to-rent scheme with at least 20% affordable rentals, a health clinic under assessment, a regional structure plan, hospital redevelopment in Nowra and transport works on highway and rail. Whether Bomaderry suits you will depend on whether that quieter, service-centred, semi-rural mix fits what you want.

Question 2

Is it expensive to live in Bomaderry?

Accepted Answer

Buying a median-priced house for $790,000 in Bomaderry works out to about 13.6 times a typical local household's annual income at the last Census (weekly household income then was $1,119, or $58,188 a year), which sits well above local incomes recorded at that Census.

Rents are also a large share of income on those figures: a house rent of $550 a week would take roughly 49.2% of a typical local household's weekly income at the last Census, and a unit rent of $450 a week about 40.2%. If you are renting rather than buying, those rent shares are the number to watch; whether they feel expensive depends on your own income and circumstances.

Everyone's financial situation is different, so it's important to consider your own circumstances when deciding which suburb is right for you.

Question 3

Is Bomaderry a good place to invest?

Accepted Answer

House values in Bomaderry rose a solid 7.4% over the past 12 months, indicating capital growth on the house side for the year. Unit values moved the other way, falling 9.3% over the same period, so houses outperformed units in terms of value change.

If capital growth is your priority, the recent figures show the house market performed better than the unit market over the last year; whether that balance suits your goals and circumstances is for you to decide.

This information has been prepared without taking your objectives, needs and overall financial situation into account. It is not meant to be a substitute for professional financial advice. For this reason, you should consider the appropriateness of the information and, if necessary, seek appropriate professional advice.

	Houses	Units
Median price Past 3 months	$790K	N/A
Change in value Past 12 months	7.4%	-9.3%
Sold Past 3 months	29	3
Median days on market Past 12 months	31	42
Average rent Past 12 months	$550	$450
Change in rent Past 12 months	N/A	N/A

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