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Ferndale is a leafy, family-oriented pocket beside the Canning River, with foreshore parkland and walking trails along its northern edge. Streets are mainly lined with mid 20th century single-storey brick and weatherboard homes, many with established gardens and room for extensions, alongside pockets of more recent infill. It appeals to families and renovators who want quiet residential streets with local shops and schools close by, and regular buses plus nearby arterial roads provide straightforward links to surrounding centres and services.

About 4,457 people live in Ferndale, with a median age of 41 and a typical household income of $1,533 a week. Households are largely family-centred and dominated by couples, and most homes are owner-occupied. The suburb is also seeing a major upgrade to Ferndale Park, with a new pavilion being built to include gender-neutral changerooms, a social hall, expanded storage, improved accessibility and better viewing across three playing fields used by local clubs such as Lynwood Ferndale Football Club, Ferndale Lynwood Cricket Club and Canning Districts Hockey Club. Whether that mix suits you depends on what you’re looking for in a suburb.

Housing in Ferndale sits notably above local incomes as recorded at the last Census. A median house price of $828,000 is about 10.4 times a typical local household's annual income at the last Census (weekly income $1,533 × 52), which puts buying well above what households earned then. Renting a house at around $730 a week would take roughly 47.6% of a typical local household's weekly income at the last Census, a large share of income. Whether that feels expensive depends on your own income and circumstances.

Everyone's financial situation is different, so it's important to consider your own circumstances when deciding which suburb is right for you.

The clearest movement in Ferndale over the past year is on the house market: median house values climbed 11.8% while house rents rose 7.4% over the 12-month period. The value change points to capital growth over the year, and the rent change shows how rental income moved.

Because house price growth (11.8%) outpaced rent growth (7.4%), the price side has been the stronger performer this year. If rental income is your priority, focus on the rent figure; if capital growth matters more, the value figure is the relevant one. Whether that balance suits your plans depends on your goals and circumstances.

This information has been prepared without taking your objectives, needs and overall financial situation into account. It is not meant to be a substitute for professional financial advice. For this reason, you should consider the appropriateness of the information and, if necessary, seek appropriate professional advice.