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Fingal suburb profile

Fingal on the Mornington Peninsula is a quiet coastal locality framed by sandy beaches, coastal dunes and heath along the Bass Strait. The housing mix leans to holiday cottages, contemporary beach homes and larger, rural-style blocks that sit among native vegetation, giving many properties a secluded feel. Days in Fingal revolve around the water and the outdoors, with surfing, fishing, beach walks, birdlife and coastal wildflowers prominent, while local roads connect residents to nearby towns for shops, cafes and services. It suits people who want a low-density, seaside lifestyle rather than an urban centre.

Fingal property market performance

Current median dwelling price$1,097,500Past 3 months

Like many smaller suburbs, Fingal has relatively few recent property sales, so there isn't enough data to publish a reliable median price for houses or units. House values rose a modest 3.7% over the last 12 months.

There were three unit sales in the past three months.

The rental market in Fingal recorded an average house rent of $1,000 over the last 12 months.

HousesUnits
Median price
Past 3 months
N/AN/A
Change in value
Past 12 months
3.7%N/A
Sold
Past 3 months
N/A3
Median days on market
Past 12 months
N/AN/A
Average rent
Past 12 months
$1000N/A
Change in rent
Past 12 months
N/AN/A

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Fingal demographics

Fingal is a small community of 637 people with a median age of 56. The typical household income is $1,928 a week, or about $100,256 a year.

Families are dominated by couples: couple families without children are the largest group at 62.6% (about three in five family households), while couple families with children make up 29.5% (roughly three in ten). One-parent families account for 7.9%. Together the two couple-family groups comprise 92.1% of reported families.

Homes in Fingal are mostly owner-occupied, with 50.2% owned outright and a further 39.2% owned with a mortgage, so about nine in ten dwellings are owner-occupied. Renters make up 10.6% of households.

Suburbs near Fingal

Some popular suburbs near Fingal include:

  • Tootgarook: Coastal suburb around the Tootgarook Wetlands and foreshore, with low-key residential streets.
  • Capel Sound: Seaside suburb with sheltered bay beaches and a relaxed foreshore.
  • St Andrews Beach: Long surf beach with dune-backed coastline and a rugged, open coastal character.
  • Boneo: Semi-rural, rural-residential area with rolling paddocks, bushland and equestrian properties.
  • Rye: Established coastal town with a long sandy foreshore and a compact village centre.

How does Fingal compare to nearby suburbs?

  • Median house prices: Fingal’s median house price is 108.3% higher than Tootgarook’s.
  • Median unit prices: Fingal’s median unit price is 56.4% lower than Capel Sound’s.
  • House price growth: Over the past 12 months, house prices in Fingal have grown 0.1% higher than in Capel Sound.
  • House price growth: Over the past 12 months, house prices in Fingal have grown 78.3% higher than the average rate of growth across Melbourne.
  • Unit price growth:Over the past 12 months, unit prices in Fingal have grown 15.8% lower than the average rate of growth for units across Melbourne.

Choose the right real estate agents in Fingal

Currently, there are 7 real estate agents working in Fingal—but not all agents deliver the same results. The right agent could make a huge difference to your final sale price.

Only 5 out of these 7 agents sold 83.3% of all properties in Fingal over the past year. Choosing one of these top-performing agents means tapping into proven expertise for a better sale outcome.

Real estate agents in Fingal typically charge a commission of 1.75% to 2.5%. Negotiating a fair commission rate and the right structure can motivate your agent to work even harder, helping you sell for more and potentially saving you thousands of dollars.

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