OA Logo Green
search icon

Get a property report and suburb profile for any property in Fingal

Join the 2 million Australians* who use our services every year.

Geo Page

Fingal suburb profile

Fingal is a picturesque suburb located on the Mornington Peninsula in Victoria, known for its stunning natural landscapes and tranquil atmosphere. Situated near the popular coastal town of Rye, Fingal offers a serene escape with its rolling hills, lush greenery, and proximity to beautiful beaches. The area is renowned for its world-class golf courses, including the acclaimed Moonah Links, attracting golf enthusiasts from around the region. With its blend of rural charm and coastal beauty, Fingal provides a peaceful retreat for residents and visitors seeking relaxation and outdoor activities in a scenic setting.

Fingal property market performance

Current median dwelling price$1,097,500Past 3 months

Fingal's property market has shown limited activity over the past 12 months. House values have increased by 3.7%, but the median house price remains at $0 due to insufficient sales data. No units were sold, and their median price also stands at $0, reflecting a lack of transactions in the unit market.

Only 2 houses were sold in the past 12 months, with a median time on market of 111 days, indicating a slow-moving market. The unit market has seen no sales activity, further highlighting the subdued demand in this sector.

The rental market in Fingal has remained stable, with the average rent for houses at $1,000 and no change in rental prices over the last 12 months. The unit rental market remains inactive, with no data available.

HousesUnits
Median price
Past 3 months
N/AN/A
Change in value
Past 12 months
3.7%N/A
Sold
Past 3 months
2N/A
Median days on market
Past 12 months
111N/A
Average rent
Past 12 months
$1000N/A
Change in rent
Past 12 months
N/AN/A

5 year median price trend for houses and units

Access homes before they're listed for sale

Build a buying brief and get first access to properties that aren't yet on the market.

OpenAdvantage

Fingal demographics

Fingal, located on the picturesque Mornington Peninsula, is a serene suburb known for its natural beauty and relaxed lifestyle. With a small population of just 637, it offers a close-knit community atmosphere, ideal for those seeking a peaceful retreat away from the hustle and bustle of city life. The median age of 56 indicates a mature population, with many residents likely enjoying the tranquility and scenic surroundings that Fingal provides.

The suburb's housing landscape is characterized by a high rate of home ownership, with over 50% of properties owned outright and an additional 39.2% owned with a mortgage. This suggests a stable community with long-term residents who value the security and investment of home ownership. Rental properties are less common, comprising only 10.6% of the housing market, which may appeal to those looking for a more permanent place to settle.

Family structures in Fingal are predominantly couple families without children, making up 62.6% of the family demographic. This is complemented by 29.5% of couple families with children and a smaller proportion of one-parent families at 7.9%. The suburb's appeal lies in its ability to offer a quiet, family-friendly environment, with ample space and natural beauty, making it an attractive option for retirees and families alike who appreciate a slower pace of life.

Fingal infrastructure, key developments and investment opportunities

Fingal remains a low-density, lifestyle-focused suburb characterised by large rural-residential lots, golf resorts and proximity to Mornington Peninsula National Park and Gunnamatta Beach, which underpins its appeal to high-end holiday-home buyers and short-stay accommodation investors.[1][4][6] Tourism-oriented infrastructure, including premium golf courses, wellness retreats and boutique accommodation, continues to support local employment and visitor demand, indirectly strengthening the market for prestige and weekend properties.[4][7]

There are currently no major new transport, school or hospital projects announced specifically for Fingal, with residents relying on broader Mornington Peninsula road upgrades and services in neighbouring suburbs, so accessibility and amenity improvements are occurring at a regional rather than suburb-specific level.[1][4] Overall, recent activity reflects incremental growth in tourism and lifestyle infrastructure rather than large-scale redevelopment, suggesting steady demand and constrained housing supply will remain the key drivers of property values in Fingal.[1][4]

Fingal rental market trends

The rental market in Fingal has remained stable over the past year, with house rents holding steady at $1,000 per week. There is no data available for unit rents, indicating a potential lack of unit rental properties in the area. Fingal offers a consistent rental environment, appealing to those seeking a stable investment in a picturesque location.

Suburbs near Fingal

Some popular suburbs near Fingal include:

  • Tootgarook: Known for its beautiful beaches and relaxed coastal vibe, Tootgarook is located to the northwest of Fingal.
  • Capel Sound: Offering a mix of residential and holiday homes with a vibrant community, Capel Sound lies to the north of Fingal.
  • St Andrews Beach: Famous for its rugged coastline and surf beaches, St Andrews Beach is situated to the west of Fingal.
  • Boneo: Known for its rural landscapes and natural attractions, Boneo is located directly east of Fingal.
  • Rye: Featuring a lively holiday atmosphere with plenty of amenities, Rye is situated to the northwest of Fingal.

How does Fingal compare to nearby suburbs?

  • Median house prices: Fingal’s median house price is 108.3% higher than Tootgarook’s.
  • Median unit prices: Fingal’s median unit price is 56.4% lower than Capel Sound’s.
  • House price growth: Over the past 12 months, house prices in Fingal have grown 2.6% higher than in Rye.
  • Selling speed for houses: Properties in nearby Tootgarook are selling 64.0% faster than in Fingal.
  • House price growth: Over the past 12 months, house prices in Fingal have grown 78.2% higher than the average rate of growth across Melbourne.
  • Unit price growth:Over the past 12 months, unit prices in Fingal have grown 29.8% lower than the average rate of growth for units across Melbourne.

Common questions about Fingal

  • Is Fingal a nice place to live?

    Fingal is a delightful suburb that offers a serene and picturesque lifestyle, making it a wonderful place to live. Nestled on the Mornington Peninsula, it is renowned for its tranquil atmosphere and stunning natural landscapes. The suburb exudes a peaceful vibe, perfect for those who appreciate a slower pace of life. With its proximity to beautiful beaches and lush greenery, Fingal is a haven for nature lovers and those seeking relaxation. The area is also known for its world-class golf courses, providing ample opportunities for outdoor activities and leisure.

    Families will find Fingal to be an appealing choice due to its family-friendly environment and strong sense of community. The suburb offers a safe and welcoming atmosphere, ideal for raising children or enjoying a peaceful retirement. While Fingal may not have a bustling nightlife or extensive shopping options, it compensates with its charming rural charm and access to nearby amenities in neighboring suburbs. Residents can enjoy the best of both worlds, with the tranquility of Fingal and the convenience of nearby services.

    One trade-off of living in Fingal is the limited public transport options and the need to rely on broader Mornington Peninsula road upgrades for accessibility. However, this is a small price to pay for the serene lifestyle and natural beauty that the suburb offers. For those who value a peaceful retreat with a strong community feel, Fingal is a fantastic place to call home. Whether you're a family looking for a safe and nurturing environment or someone seeking a tranquil escape, Fingal's unique blend of rural charm and coastal beauty makes it a truly nice place to live.

    Down Pointer

  • Is it expensive to live in Fingal?

    Living in Fingal can be quite a unique experience, given its distinct characteristics and lifestyle offerings. However, when it comes to the cost of living, it presents a mixed picture. Interestingly, the median house and unit prices are currently not available, which might suggest limited sales data or a unique property market situation in the area. Despite this, renting a house in Fingal is on the higher end, with the average rent sitting at $1,000 per week.

    Comparing this with the median total household income in Fingal, which is $1,928 per week, a significant portion of income would be directed towards rent, potentially making it challenging for those earning the average wage in Victoria, which is approximately $105,000 per year. This indicates that while Fingal might not have high property prices, the rental market is relatively expensive compared to the average state earnings.

    Overall, if you are thinking of living in Fingal, it's essential to consider the rental costs and how they align with your financial situation. While the suburb might offer a serene lifestyle away from the hustle and bustle of Melbourne, the rental expenses could be a significant factor in your decision-making process.

    Disclaimer: To assess whether a suburb is considered expensive, we’ve looked at mortgage and rental costs as a proportion of the average local salary. That said, everyone’s financial situation is different, so it's important to consider your own circumstances when deciding which suburb is right for you.
    Down Pointer

  • Is Fingal a good place to invest?

    Fingal presents a unique investment opportunity, especially for those seeking a serene lifestyle combined with steady property value growth. Over the past year, the suburb has seen a 3.7% increase in median house values, indicating a stable upward trend in the housing market. While unit values and rental prices have remained unchanged, this stability can be appealing for investors looking for a low-risk environment.

    Fingal's charm lies in its tranquil setting and proximity to natural attractions, making it a desirable location for those wanting to escape the hustle and bustle of city life. This appeal can translate into consistent demand from buyers and renters who value lifestyle over rapid urban growth. Although rental yields haven't increased recently, the steady property values suggest a resilient market that could offer reliable long-term returns.

    Overall, Fingal may not be the place for quick gains, but its steady growth and lifestyle appeal make it a solid choice for investors seeking a peaceful investment with potential for gradual appreciation. The suburb's unique character and stable market conditions provide a compelling case for those looking to invest in a location that balances growth with tranquility.

    Down Pointer

Choose the right real estate agents in Fingal

Currently, there are 7 real estate agents working in Fingal—but not all agents deliver the same results. The right agent could make a huge difference to your final sale price.

Only 5 out of these 7 agents sold 83.3% of all properties in Fingal over the past year. Choosing one of these top-performing agents means tapping into proven expertise for a better sale outcome.

Real estate agents in Fingal typically charge a commission of 1.75% to 2.5%. Negotiating a fair commission rate and the right structure can motivate your agent to work even harder, helping you sell for more and potentially saving you thousands of dollars.

Geo Page

Get a head start and compare top local agents in Fingal

Not quite ready to sell?

icon

Property report

Suburb and property report

Completed by independent professional experts not a computer.
Get a free property reporticon right chevron
icon

OpenEstimates

Digital estimate for your property

Compare your property to three recent sales to get a digital estimate.
Get a comparative estimateicon right chevron
icon

Navigate the market like a pro

Navigate the market

Get an understanding of the market signals you should keep an eye on.
Understand your local marketicon right chevron