Question 1

Is St Andrews Beach a nice place to live?

Accepted Answer

St Andrews Beach is a rugged coastal village on the southern Mornington Peninsula, shaped by a long surf beach, shifting sand dunes and coastal scrub. The suburb feels low density, with a mix of classic beach baches and contemporary architect-designed homes set among native bush and sandy tracks. It is anchored locally by the Dunes Golf Links and an extensive stretch of coastline with walking routes and surf breaks, so it naturally attracts surfers, golfers and people after a quieter seaside pace. Local shops are limited, so residents typically use nearby Rye and Rosebud for supermarkets, schools and services.

With a community of 974 people and a median age of 44, St Andrews Beach is strongly family-oriented and mostly owner-occupied (88.5% of homes). There have been utility updates with multiple properties declared as serviced for sewer, and Boneo Primary School runs a school bus route covering St Andrews Beach and Fingal. The ocean frontage sits within Mornington Peninsula National Park, with a sealed carpark and defined beach access. Whether it suits you comes down to whether you want a relaxed, windswept seaside lifestyle and are comfortable travelling to neighbouring towns for everyday shops and services.

Question 2

Is it expensive to live in St Andrews Beach?

Accepted Answer

Paying about $770 a week to rent a house in St Andrews Beach would use roughly two-fifths of a typical local household's weekly income as recorded at the last Census, about 39.9% (770 / 1931 ? 39.9%).

That is a sizeable share of income, so if you are renting this is the figure that matters most when you judge whether living in St Andrews Beach is affordable for you; whether it feels expensive will depend on your own circumstances.

Everyone's financial situation is different, so it's important to consider your own circumstances when deciding which suburb is right for you.

Question 3

Is St Andrews Beach a good place to invest?

Accepted Answer

Over the past 12 months house values in St Andrews Beach climbed 16.2%, a strong rise. House rents increased 2.7% over the same period, a modest gain.

The figures show capital growth for houses outpaced rental income growth this year. If rental income is your priority, the rent change is the most relevant metric, and if capital growth matters more the larger increase in house values is what to note, and how useful that is will depend on your own goals and circumstances.

This information has been prepared without taking your objectives, needs and overall financial situation into account. It is not meant to be a substitute for professional financial advice. For this reason, you should consider the appropriateness of the information and, if necessary, seek appropriate professional advice.

	Houses	Units
Median price Past 3 months	N/A	N/A
Change in value Past 12 months	16.2%	N/A
Sold Past 3 months	2	N/A
Median days on market Past 12 months	47	N/A
Average rent Past 12 months	$770	N/A
Change in rent Past 12 months	2.7%	N/A

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