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Finley suburb profile

Finley is a charming rural town located in the Riverina region of New South Wales, known for its strong agricultural roots and close-knit community. Situated near the Newell Highway, Finley serves as a hub for the surrounding farming areas, offering essential services and amenities. The town is characterized by its welcoming atmosphere, with local events and sports clubs playing a central role in community life. Finley's scenic landscapes, including nearby lakes and parks, provide opportunities for outdoor activities and relaxation. Its blend of rural charm and community spirit makes Finley an appealing destination for residents and visitors alike.

Finley property market performance

Finley’s property market has shown a rise in house values by 13.4% over the past 12 months, even though the median house price is notably $0 due to low sales volume. Unit values have remained unchanged with no sales activity. In the past three months, only 5 houses were sold, indicating a sparse market with houses taking a median of 80 days to sell.

The rental market for houses has seen a modest increase, with the average rent rising by 2.5% to $410, while no rental data is available for units. This suggests limited activity and demand in the unit market within Finley.

HousesUnits
Median price
Past 3 months
N/AN/A
Change in value
Past 12 months
13.4%N/A
Sold
Past 3 months
5N/A
Median days on market
Past 12 months
80N/A
Average rent
Past 12 months
$410N/A
Change in rent
Past 12 months
2.5%N/A

5 year median price trend for houses and units

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Finley demographics

Finley, a charming rural town in New South Wales, is known for its close-knit community and agricultural roots. With a population of 2,455, Finley offers a peaceful lifestyle away from the hustle and bustle of city life. The median age of 51 suggests a mature population, with many residents enjoying the tranquility and slower pace that the town provides. This demographic is indicative of a community that values stability and long-term residency, with a significant portion of the population being retirees or long-term locals.

Housing in Finley is predominantly owner-occupied, with 46.8% of properties owned outright and 30.5% owned with a mortgage. This high rate of home ownership reflects the town's appeal to those seeking a stable and secure living environment. The rental market is smaller, with only 22.7% of properties being rented, which is typical for rural areas where long-term home ownership is more common.

Family structures in Finley are diverse, with 31.3% of families being couples with children and 51.4% being couples without children. The presence of one-parent families, making up 15.6% of the population, adds to the town's family-oriented atmosphere. The median total household income of $1,066 per week reflects the town's modest cost of living, making it an attractive option for those looking to enjoy a comfortable lifestyle in a rural setting. Overall, Finley offers a welcoming community with a strong sense of belonging, ideal for families and retirees alike.

Finley infrastructure, key developments and investment opportunities

Finley currently has no major confirmed redevelopment or transport projects that are likely to materially change the property market in the near term. Its appeal remains supported by its role as the main service centre for the Berrigan Shire, with everyday amenities, retail and community services concentrated in town.

The suburb’s location at the junction of the Newell and Riverina highways continues to support accessibility for residents, visitors and local businesses, which underpins demand for well-located homes. Finley also benefits from nearby recreational assets such as Finley Lake and strong regional infrastructure links, helping maintain livability and steady interest from buyers seeking a country township setting.

Finley rental market trends

The rental market in Finley has been relatively stable, with house rents increasing 2.5% over the past year to $410 per week. Unit rents remain unchanged, highlighting limited availability in this category. Finley offers a steady rental environment, ideal for those seeking affordability in a regional setting.

Suburbs near Finley

Some popular suburbs near Finley include:

How does Finley compare to nearby suburbs?

  • Median house prices: Finley’s median house price is 23.8% lower than Tocumwal’s.
  • House price growth: Over the past 12 months, house prices in Finley have grown 19.3% higher than in Tocumwal.
  • Selling speed for houses: Properties in Finley are selling 21.6% faster than in Cobram.

Common questions about Finley

  • Is Finley a nice place to live?

    Finley is a delightful rural town that offers a peaceful and welcoming environment, making it a lovely place to live. Known for its strong sense of community and agricultural heritage, Finley provides a charming blend of rural tranquility and essential amenities. The town's location near the Newell Highway ensures that residents have convenient access to surrounding areas, while still enjoying the serenity of country living. Families will find Finley particularly appealing, with its safe, community-focused atmosphere and a variety of local events and sports clubs that foster a strong sense of belonging.

    The town's scenic landscapes, including nearby lakes and parks, offer ample opportunities for outdoor activities and relaxation, making it an ideal spot for nature enthusiasts. While Finley may not have the bustling nightlife or extensive shopping options of larger cities, it compensates with its close-knit community and the slower pace of life that many find refreshing. The town's modest cost of living and high rate of home ownership make it an attractive option for families and retirees seeking stability and a comfortable lifestyle.

    One trade-off of living in Finley is the limited public transport options, which may require residents to rely on personal vehicles for commuting. However, the town's role as a service hub for the Berrigan Shire ensures that essential services and amenities are readily available. Overall, Finley's blend of rural charm, community spirit, and accessibility make it a wonderful place to call home for those who appreciate a quieter, more relaxed way of life.

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  • Is it expensive to live in Finley?

    Living in Finley, a charming regional town, is relatively affordable compared to many other parts of New South Wales. With a median total household income of $1,066 per week, residents in Finley earn less than the average full-time adult worker in New South Wales, who makes about $108,000 annually. This discrepancy in income can be attributed to the town's regional setting, where wages are typically lower than in urban areas.

    Interestingly, the current median house and unit prices in Finley are not available, suggesting a unique market situation, possibly influenced by the town's size and demand. However, the average rent for houses is $410 per week, which is quite reasonable when compared to larger cities where rents can be significantly higher. The absence of data on unit rents further indicates a limited market for such properties, which is common in smaller towns.

    Overall, if you are thinking of living in Finley, you'll find that the cost of living, particularly in terms of housing, is manageable. The town offers a more budget-friendly lifestyle compared to the bustling and often pricey city life, making it an attractive option for those seeking affordability without sacrificing the charm of regional living.

    Disclaimer: To assess whether a suburb is considered expensive, we’ve looked at mortgage and rental costs as a proportion of the average local salary. That said, everyone’s financial situation is different, so it's important to consider your own circumstances when deciding which suburb is right for you.
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  • Is Finley a good place to invest?

    Finley presents an intriguing opportunity for property investors, particularly those interested in houses. Over the past year, the suburb has experienced a significant 13.4% increase in median house values, indicating strong demand and potential for capital growth. This upward trend suggests that Finley is becoming more attractive to buyers, which could be due to factors like its community atmosphere or regional appeal.

    However, the unit market in Finley has remained stagnant, with no change in median values or rental prices over the last 12 months. This could imply a limited demand for units, possibly due to a preference for larger living spaces or the availability of affordable housing options. For investors, this means that while houses offer promising growth potential, units might not provide the same level of return or demand.

    Rental growth for houses has been modest at 2.5%, which suggests a steady rental market. This stability can be appealing for investors seeking consistent rental income. Overall, Finley seems to be a good place to invest in houses, given the recent surge in property values and stable rental market, while units may require a more cautious approach.

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Choose the right real estate agents in Finley

In Finley ,10 agents are actively selling property, but a small number do the heavy lifting. Just 5 agents handled 87.5% of all sales in the past year, giving them a strong presence and deep experience in the local market.

Commission rates usually sit between 2% and 3%. Comparing agents and understanding what’s included in their fee structure can help you find the right mix of service, value, and motivation—without compromising on outcomes.

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