Question 1

Is Finley a nice place to live?

Accepted Answer

Finley is a Riverina country town that serves surrounding farms, its character shaped by irrigated broadacre and dairy country. The town has a compact main street of independent shops, cafes and local services, with streets of modest single-storey weatherboard and brick houses giving way to larger rural blocks on the fringes. Everyday life centres on schools, community health services, sporting clubs and regular local events tied to the agricultural calendar, and transport is via regional roads rather than urban trunk routes.

About 2,455 people live in Finley, with a median age of 51 and a typical household income of $1,066 a week. The community is dominated by couple families and most homes are owner-occupied (46.8% owned outright, 30.5% with a mortgage, 22.7% rented). Recent and ongoing public upgrades include a $25 million redevelopment of the Finley Health Service, the restored Finley Pioneer Railway Station reopening after conservation works, Cooler Classrooms at Finley High School and a council Finley Lake Masterplan with future recreation upgrades. That combination tends to suit people after an easygoing, community-focused country lifestyle; whether it suits you depends on what you want from a town.

Question 2

Is it expensive to live in Finley?

Accepted Answer

In Finley, a house renting for about $425 a week is roughly 39.9% of a typical local household's weekly income as recorded at the most recent Census (425 ÷ 1,066 ? 39.9%). On these figures, renting a house would take a sizeable share of a typical local household's income, so for renters that rent share is the most relevant measure when weighing cost.

Everyone's financial situation is different, so it's important to consider your own circumstances when deciding which suburb is right for you.

Question 3

Is Finley a good place to invest?

Accepted Answer

Houses in Finley recorded strong movement over the past 12 months. Median house values climbed 13.3% and rents for houses rose 11.8%, so value growth slightly outpaced income growth on the house side this year.

If you are weighing Finley as an investment, these figures show both capital growth and rental income for houses increased over the year, with capital growth a little stronger. Which of those matters more depends on your own goals and circumstances.

This information has been prepared without taking your objectives, needs and overall financial situation into account. It is not meant to be a substitute for professional financial advice. For this reason, you should consider the appropriateness of the information and, if necessary, seek appropriate professional advice.

	Houses	Units
Median price Past 3 months	N/A	N/A
Change in value Past 12 months	13.3%	N/A
Sold Past 3 months	7	1
Median days on market Past 12 months	59	N/A
Average rent Past 12 months	$425	N/A
Change in rent Past 12 months	11.8%	N/A

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