Question 1

Is Horsley a nice place to live?

Accepted Answer

Horsley sits on the fringe of the Dapto district as a primarily residential suburb with a quiet, family-oriented feel. Streets are low-density, with older single-storey homes alongside more recent suburban builds, and established gardens, pocket parks and local sporting ovals provide everyday green space. Residents rely on nearby Dapto for shopping and services, while main roads and the South Coast rail corridor connect the suburb to Wollongong and the Illawarra coast.

The suburb is home to 9,437 people, median age 36, and is dominated by families. About five in six dwellings are owner-occupied and 17.2% are rented; the median household income is $2,164 a week. Horsley sits in the West Dapto Urban Release Area and has active infrastructure work under way, including water and wastewater upgrades and road improvements with new pedestrian and cycling facilities. That mix tends to suit families and first-home buyers seeking a practical, community-focused neighbourhood within reach of regional amenities.

Question 2

Is it expensive to live in Horsley?

Accepted Answer

At the current median house price of $1,022,500, buying in Horsley works out to about 9.1 times a typical local household's annual income as recorded at the last Census, which places buying well above local incomes on that measure.

For renters, a house rent of $770 a week would take about 35.6% of a typical local household's weekly income at the last Census, a sizeable share, while unit rent of $550 a week would take about 25.4%, a moderate share. Whether buying or renting feels expensive will depend on your own income and circumstances.

Everyone's financial situation is different, so it's important to consider your own circumstances when deciding which suburb is right for you.

Question 3

Is Horsley a good place to invest?

Accepted Answer

For houses in Horsley the past 12 months delivered an 11.0% rise in median value, a strong increase in what a house is worth. Over the same period house rents increased 2.7%, a modest rise, so capital growth outpaced rental income growth for houses this year; which of those matters more will come down to your own investment goals and circumstances.

This information has been prepared without taking your objectives, needs and overall financial situation into account. It is not meant to be a substitute for professional financial advice. For this reason, you should consider the appropriateness of the information and, if necessary, seek appropriate professional advice.

	Houses	Units
Median price Past 3 months	$1.02M	N/A
Change in value Past 12 months	11.0%	N/A
Sold Past 3 months	24	1
Median days on market Past 12 months	22	N/A
Average rent Past 12 months	$770	$550
Change in rent Past 12 months	2.7%	N/A

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