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Kempsey suburb profile

Kempsey is a charming town located in the Mid North Coast region of New South Wales, known for its rich history and vibrant community spirit. Nestled along the banks of the Macleay River, Kempsey offers a blend of natural beauty and cultural heritage, with a range of outdoor activities and historical sites to explore. The town serves as a gateway to the stunning beaches of South West Rocks and the lush hinterlands, making it a popular destination for nature enthusiasts. With a strong agricultural base and a growing arts scene, Kempsey provides a welcoming environment for families, retirees, and visitors seeking a relaxed lifestyle.

Kempsey property market performance

Kempsey's property market has shown no significant activity over the past 12 months. Median house and unit prices have remained unchanged, with values and rental rates stable at $0, indicating minimal market transactions. In the last three months, there have been only 5 house sales, and no unit sales, reflecting a quiet market environment. There is currently no data on median days on the market for both houses and units, signaling limited real estate activity in the area.

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Kempsey demographics

Kempsey, located in the Mid North Coast region of New South Wales, is a small yet vibrant community with a population of 483. Known for its rich history and scenic landscapes, Kempsey offers a peaceful lifestyle away from the hustle and bustle of larger cities. The median age of 43 suggests a mature population, with many residents enjoying the tranquility and slower pace of life that the area provides.

The suburb's household income is modest, with a median total household income of $881 per week, reflecting the area's relaxed lifestyle and the presence of retirees and long-term residents. Family dynamics in Kempsey are diverse, with a significant proportion of one-parent families, accounting for 40.6% of the community. Couple families with and without children make up 27.7% and 31.7% respectively, indicating a balanced mix of family types.

Housing in Kempsey is varied, with a notable portion of properties being rented, comprising 53.6% of the housing market. This high rental rate suggests a demand for flexible living arrangements, appealing to both transient residents and those seeking temporary accommodation. Meanwhile, 30.4% of properties are owned outright, and 16% are owned with a mortgage, highlighting a stable base of long-term homeowners who value the area's affordability and community spirit.

Kempsey infrastructure, key developments and investment opportunities

Kempsey continues to benefit from its role as the main service and administrative centre for the wider Macleay Valley, with ongoing investment in health, education and community facilities supporting steady local employment and underpinning housing demand.[4][8] The town’s position on the Pacific Highway and North Coast railway line ensures strong regional connectivity, supporting local businesses and making the area more attractive for commuters and families seeking relative affordability compared with larger coastal centres.[4][9]

Tourism-related amenities such as the Slim Dusty Centre, riverfront recreation areas and access to nearby beaches and national parks enhance lifestyle appeal, which can help sustain buyer interest in both residential and holiday properties.[4][9] Kempsey Shire Council’s broader vision for an “inspired, connected Macleay Valley” includes incremental upgrades to public spaces, transport links and community infrastructure, which is likely to gradually improve livability and support long-term property values, even in the absence of a single dominant redevelopment project.[8]

Kempsey rental market trends

The rental market in Kempsey shows stability with no change in both house and unit rents over the past year, remaining at $0. This stagnant rental environment suggests a lack of movement in demand and supply, requiring potential tenants to explore the local dynamics further.

Suburbs near Kempsey

Some popular suburbs near Kempsey include:

How does Kempsey compare to nearby suburbs?

    Common questions about Kempsey

    • Is Kempsey a nice place to live?

      Kempsey is a delightful place to call home, offering a unique blend of natural beauty and a welcoming community atmosphere. This charming suburb is nestled along the picturesque Macleay River, providing residents with stunning views and a serene environment. The area is known for its relaxed lifestyle, making it an ideal choice for families and retirees who appreciate a slower pace of life. With its proximity to the beautiful beaches of South West Rocks and the lush hinterlands, Kempsey is perfect for those who love the outdoors and enjoy exploring nature.

      The suburb boasts a strong sense of community, with a growing arts scene and a variety of local events that bring residents together. Kempsey offers a range of amenities, including schools, shops, and healthcare facilities, ensuring that families have access to everything they need. Safety is generally not a major concern, and the community spirit adds to the overall sense of security and belonging. While Kempsey may not have the bustling nightlife of larger cities, it compensates with its peaceful environment and the opportunity for a more laid-back lifestyle.

      Living in Kempsey does come with some trade-offs. The area has a modest household income, which reflects its relaxed lifestyle and the presence of retirees. Additionally, the high rental rate suggests a demand for flexible living arrangements, which might appeal to those seeking temporary accommodation. However, the affordability and community spirit make it an attractive option for long-term homeowners. Overall, Kempsey is a wonderful place to live for those who value tranquility, natural beauty, and a strong sense of community.

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    • Is it expensive to live in Kempsey?

      Living in Kempsey might be more affordable than you think, especially when compared to larger cities in New South Wales. With the current average wage in Kempsey being around AUD 56,000 per year, it aligns closely with the average taxable income recorded in the area, which was AUD 50,921. This suggests that the local earnings are relatively modest compared to the state average, which is typically higher in urban areas like Sydney.

      Interestingly, the property market data for Kempsey shows no current figures for median house or unit prices, as well as rental costs. This could indicate a more stagnant or undeveloped real estate market compared to bustling city suburbs. However, the median total household income weekly is $881, which is below the national average, pointing towards a lower cost of living overall.

      In conclusion, if you are thinking of living in Kempsey, it seems to offer a more budget-friendly lifestyle compared to the more expensive urban centers. While specific housing costs aren't available, the general wage and income data suggest that Kempsey could be a more affordable option for those looking to live in New South Wales without the hefty price tag associated with city living.

      Disclaimer: To assess whether a suburb is considered expensive, we’ve looked at mortgage and rental costs as a proportion of the average local salary. That said, everyone’s financial situation is different, so it's important to consider your own circumstances when deciding which suburb is right for you.
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    • Is Kempsey a good place to invest?

      Kempsey presents a unique opportunity for investors who are looking for stability in the real estate market. Over the past 12 months, the suburb has experienced no change in median house and unit values, as well as rental prices. This stability can be appealing for those who prefer a market that isn't prone to dramatic fluctuations, offering a sense of security in their investment.

      While the lack of growth in property values and rents might not attract those seeking rapid returns, Kempsey's steady market can be attractive for investors who value consistency. The suburb's charm lies in its potential for long-term investment, where the focus is on gradual appreciation and reliable rental income. Additionally, Kempsey's community atmosphere and regional appeal make it a desirable location for families and retirees, ensuring a steady demand for housing.

      Overall, Kempsey offers a stable investment environment with the potential for future growth as regional areas continue to gain popularity. Investors who are patient and value a consistent market may find Kempsey to be a worthwhile addition to their property portfolio.

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    Choose the right real estate agents in Kempsey

    There are 11 real estate agents in Kempsey, but they don’t all deliver the same results.

    Some agents have a much stronger presence in the suburb, with just 5 agents handling around 66.7% of all sales in the past year.

    Commission rates in Kempsey typically range from 2.63% to 3.25%. Comparing agents—including what they charge, what’s included, and how they structure their fees—is not only important when choosing an agent, the right structure can help ensure your chosen agent is motivated to achieve the best possible result.

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