Question 1

Is Verges Creek a nice place to live?

Accepted Answer

Verges Creek is a small rural locality of 298 people with a median age of 46, set among rolling paddocks, creeklines and pockets of native forest. Housing is largely farmhouses, weatherboard cottages and acreage properties with sheds and grazing paddocks rather than suburban streets, and owner-occupation is dominant at 93.1% of dwellings. The typical household income is $1,525 a week.

There are few local shops or services, so residents rely on nearby Grafton for schools, shopping and health care. The area includes Verges Creek Nature Reserve and the NSW National Parks and Wildlife Service maintains a Kempsey office and depot locally. With the Pacific Highway and the M1 running close by, Verges Creek suits people after quiet country living, room for animals and gardens, and outdoor pursuits such as walking and birdwatching while keeping easy access to a regional centre. Whether it suits you comes down to what you want from a suburb.

Question 2

Is it expensive to live in Verges Creek?

Accepted Answer

There haven't been enough recent sales or rentals in Verges Creek to publish reliable house or unit prices and rents, so it's not possible to describe how expensive it is to live in the suburb compared with local incomes. The ABS median total household income recorded at the last Census was $1,525 a week, but that income figure on its own doesn't let us judge how housing costs sit against what households there earn.

Everyone's financial situation is different, so it's important to consider your own circumstances when deciding which suburb is right for you.

Question 3

Is Verges Creek a good place to invest?

Accepted Answer

Verges Creek hasn't had enough recent sales to publish reliable figures on how house and unit values and rents have changed over the past year. Without those figures, there isn't a clear picture of how the suburb has performed as an investment during that period.

This information has been prepared without taking your objectives, needs and overall financial situation into account. It is not meant to be a substitute for professional financial advice. For this reason, you should consider the appropriateness of the information and, if necessary, seek appropriate professional advice.

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