Question 1

Is Kincumber a nice place to live?

Accepted Answer

Kincumber sits around Kincumber Creek and the waters of Brisbane Water with a bushland backdrop from Kincumba Mountain Reserve. The suburb feels settled and low rise, made up mostly of single-house lots, some waterfront properties and larger bush blocks, and is centred on a compact village centre with shops and cafés. It attracts families and older residents who want a quieter, water-oriented lifestyle with easy access to boating and walking tracks.

Home to 7,398 people with a median age of 48, Kincumber is largely owner-occupied (78.3% of homes) and dominated by couple families. Local sporting fields, community facilities, a community health centre, and regular bus links support day-to-day life, while Gosford and the M1 are a short drive away for broader services and train connections. Significant local projects are progressing or planned, including a major Avoca Drive upgrade, staged works at Frost Reserve and a proposed ambulance station.

Question 2

Is it expensive to live in Kincumber?

Accepted Answer

Buying a house in Kincumber sits well above local incomes. A median house price of $1,035,000 is about 15.1 times a typical local annual household income at the last Census (weekly household income $1,321 × 52 = $68,692).

Renting also takes a large share of local income: a house rent of $770 a week would be about 58.3% of a typical local household's weekly income at the last Census, while a unit rent of $550 a week would be about 41.6%. On these figures, renting would use a large portion of a typical local household's income and buying sits well above what households earned at the last Census, but whether that feels expensive will depend on your own income and circumstances.

Everyone's financial situation is different, so it's important to consider your own circumstances when deciding which suburb is right for you.

Question 3

Is Kincumber a good place to invest?

Accepted Answer

Over the past 12 months Kincumber's rental side moved sharply while prices were quieter. House rents jumped 15.8% and unit rents rose 12.2%, both strong increases, while median house values rose 2.0% (a modest increase) and median unit values declined 3.4% (a moderate fall).

If rental income is your priority, the rent figures are the ones that matter; if you care about capital growth, the modest rise in house values contrasts with the decline in unit values. What that balance means for you depends on your own goals and circumstances.

This information has been prepared without taking your objectives, needs and overall financial situation into account. It is not meant to be a substitute for professional financial advice. For this reason, you should consider the appropriateness of the information and, if necessary, seek appropriate professional advice.

	Houses	Units
Median price Past 3 months	$1.03M	N/A
Change in value Past 12 months	2.0%	-3.4%
Sold Past 3 months	16	2
Median days on market Past 12 months	15	N/A
Average rent Past 12 months	$770	$550
Change in rent Past 12 months	15.8%	12.2%

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