Question 1

Is Mardi a nice place to live?

Accepted Answer

Mardi is a semi-rural pocket on the Central Coast between Wyong and Tuggerah, with paddocks, small acreage blocks and pockets of native bush that give streets a relaxed, country feel alongside some newer low-density housing. Local shops and services are limited, so everyday needs and train services are commonly met in neighbouring Wyong and Tuggerah. The mix of older weatherboard homes and modern acreage lots tends to attract families, tradespeople and anyone after more room and a slower pace.

Families are prominent in Mardi, with couple families with children the single largest family type at 47.3%. The suburb has 3,598 residents, a median age of 37 and a median household income of $1,955 a week, and most homes are owner-occupied (69.9%) while about 30.1% are rented. Mardi is also the site of a major upgrade to the local water treatment plant that will lift treatment capacity to about 160 million litres a day and serve over 200,000 Central Coast residents. Whether Mardi suits you depends on how much you value space and a quieter pace within reach of nearby centres.

Question 2

Is it expensive to live in Mardi?

Accepted Answer

On the figures, buying a house in Mardi sits well above what local households earned at the last Census. At a median house price of $1,050,000, that works out to about 10.3 times a typical local annual household income at the last Census. Renting a house here, at about $723 a week, would take roughly 37% of a typical local household's weekly income at the last Census, a sizeable share. If you're renting rather than buying, that rent share is the figure most relevant to your situation.

Everyone's financial situation is different, so it's important to consider your own circumstances when deciding which suburb is right for you.

Question 3

Is Mardi a good place to invest?

Accepted Answer

House values in Mardi rose 13.5% over the past 12 months, a strong increase in the capital growth of houses. Over the same period house rents climbed 14.8%, so the rent a house earns edged up slightly more than its price did. If rental income is what matters to you, the rent figure is the most relevant; if you are focussed on capital growth, the value change is the one to watch. Whether that fits your goals depends on your own circumstances.

This information has been prepared without taking your objectives, needs and overall financial situation into account. It is not meant to be a substitute for professional financial advice. For this reason, you should consider the appropriateness of the information and, if necessary, seek appropriate professional advice.

	Houses	Units
Median price Past 3 months	$1.05M	N/A
Change in value Past 12 months	13.5%	N/A
Sold Past 3 months	15	N/A
Median days on market Past 12 months	16	N/A
Average rent Past 12 months	$723	N/A
Change in rent Past 12 months	14.8%	N/A

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