Question 1

Is Maryland a nice place to live?

Accepted Answer

Maryland is a mainly residential suburb in Newcastle’s western suburbs, with established single-storey brick homes alongside pockets of newer townhouse developments. It has a practical, family-oriented feel, with tree-lined streets, neighbourhood parks, sporting fields and small shopping strips for everyday needs. The population of 7,714 has a median age of 37 and leans toward couple families — couples with children are the largest group at 45.8% and together with couples without children make up 80.1% of families. Most homes are owner-occupied, with a combined owner-occupied share of 77.0% and 23.0% rented, and the median household income is $1,793 a week.

Many residents commute to Newcastle and surrounding employment centres, helped by convenient access to the M1 and other regional roads. Local conveniences include Maryland Shopping Centre with a bus stop on Boundary Road, Grange Avenue Reserve and the adjacent Maryland Skate Park, plus a public recreation reserve at 288 Maryland Drive. That mix of family-oriented housing, nearby parks and road access makes Maryland suit families and people who work across the Hunter; whether it fits you depends on what you want in a suburb.

Question 2

Is it expensive to live in Maryland?

Accepted Answer

Buying a house in Maryland at the current median price of $960,000 works out to about 10.3 times a typical local household's annual income at the last Census (weekly median $1,793). On the figures, that places buying well above what people locally earned at the last Census.

Renting looks less stretched than buying but still significant: a house rent of $720 a week would take about 40.2% of a typical local household's weekly income at the last Census, and a unit at $550 a week would take about 30.7%. So on the figures, renting would take a sizeable to large share of a typical local household's income, while buying sits at a much higher multiple of annual income.

Everyone's financial situation is different, so it's important to consider your own circumstances when deciding which suburb is right for you.

Question 3

Is Maryland a good place to invest?

Accepted Answer

Houses in Maryland were the clearest movers over the past year: median house values climbed 14.0% while house rents rose 10.8%. The 14.0% lift in values is a strong increase, and house rents also showed a strong gain, with values rising a little more than the rents those houses earned.

Unit rents increased only marginally, up 0.9% over the 12 months, so rental income growth was notably stronger on the house side than for units. For someone weighing Maryland up as an investment, the figures show solid capital growth and stronger rent growth for houses this year; whether that matches your goals and circumstances is for you to decide.

This information has been prepared without taking your objectives, needs and overall financial situation into account. It is not meant to be a substitute for professional financial advice. For this reason, you should consider the appropriateness of the information and, if necessary, seek appropriate professional advice.

	Houses	Units
Median price Past 3 months	$960K	N/A
Change in value Past 12 months	14.0%	N/A
Sold Past 3 months	21	1
Median days on market Past 12 months	14	N/A
Average rent Past 12 months	$720	$550
Change in rent Past 12 months	10.8%	0.9%

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