Question 1

Is Moore Creek a nice place to live?

Accepted Answer

Moore Creek is a small rural locality near Tamworth with a distinctly country feel. The area is centred on pastoral land and the creek that gives it its name, and you’ll find grazing paddocks, hobby farms and scattered timber and brick farmhouses rather than suburban streets. Local facilities are limited and the suburb is accessed by regional roads, so residents tend to rely on Tamworth for shops, schools and medical services. It’s a place for people who value open views, acreage and a slower pace of country living.

Home to 2,868 people with a median age of 37, the community is weighted towards families: couple families with children are the largest group at 57.1%, and together with couple families without children they make up just over nine in ten families. Homes are overwhelmingly owner-occupied (94.5% owned outright or with a mortgage). Recent council-led works have upgraded an intersection and delivered water and flood-resilience projects, including a reservoir and culvert improvements, which support everyday life in a rural setting.

Question 2

Is it expensive to live in Moore Creek?

Accepted Answer

At the current median house price of $1,075,000, a house in Moore Creek works out to about 8.2 times a typical local annual household income at the last Census (weekly household income $2,523, annualised to $131,196). By contrast, house rent around $640 a week would take about 25.4% of a typical local household's weekly income at the last Census, which is a moderate share. On these figures, buying sits at a high multiple of local incomes at the last Census while renting looks more moderate, so which matters most will depend on whether you plan to buy or rent and on your own circumstances.

Everyone's financial situation is different, so it's important to consider your own circumstances when deciding which suburb is right for you.

Question 3

Is Moore Creek a good place to invest?

Accepted Answer

House rents in Moore Creek jumped a strong 14.3% over the past 12 months, while median house values rose a solid 7.2% over the same period.

If rental income is your priority, the rent figure is the more relevant one here — rental growth has outpaced capital growth for houses this year. Which of those outcomes matters to you depends on your own goals and circumstances.

This information has been prepared without taking your objectives, needs and overall financial situation into account. It is not meant to be a substitute for professional financial advice. For this reason, you should consider the appropriateness of the information and, if necessary, seek appropriate professional advice.

	Houses	Units
Median price Past 3 months	$1.07M	N/A
Change in value Past 12 months	7.2%	N/A
Sold Past 3 months	17	N/A
Median days on market Past 12 months	61	N/A
Average rent Past 12 months	$640	N/A
Change in rent Past 12 months	14.3%	N/A

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