Question 1

Is North Avoca a nice place to live?

Accepted Answer

North Avoca is a small oceanfront suburb centred on a beach and headland, with streets rising from the sand to low cliffs and reserves and direct access to surf breaks, rock platforms and coastal walking trails that link to neighbouring Avoca Beach and Terrigal. Housing ranges from single-level weatherboard cottages to contemporary coastal homes and small apartment buildings, many sited to catch ocean views. Avoca Beach village's cafés and shops are close by and larger regional centres are within easy reach, so the suburb suits people who favour an outdoor, beach-oriented lifestyle.

The community of 2,318 people has a median age of 41 and a median household income of $2,511 per week. Families are the dominant household type, with couple families with children at 50.9% and the two couple-family groups together making up 90.2% of reported families. Most homes are owner-occupied, with 85.2% owned outright or with a mortgage. Local coastal and community works are active, including planning for a Surf Life Saving Club facility, coastal management actions such as beach scraping, dune revegetation and foreshore stabilisation, lagoon restoration planning, and a major water infrastructure upgrade has been completed for the area.

Question 2

Is it expensive to live in North Avoca?

Accepted Answer

In North Avoca, a typical local household earned $2,511 a week at the last Census. On current rents, a house at $885 a week would take about 35.2% of that weekly income and a unit at $693 a week would take about 27.6% of the same income, so on these figures renting a house represents a sizeable share of a typical local household's income at the last Census while renting a unit is a moderate share.

Everyone's financial situation is different, so it's important to consider your own circumstances when deciding which suburb is right for you.

Question 3

Is North Avoca a good place to invest?

Accepted Answer

Over the past year house values in North Avoca fell 4.0%, a modest decline in what a house is worth. House rents also eased, down 3.8% over the same period, a modest reduction in rental income. Together these figures show both capital value and the rent a house earns were lower this year.

If capital growth is your focus, the value change is the number to watch; if rental income matters more, the rent change is the relevant metric. Whether that pattern makes North Avoca a suitable investment depends on your goals and circumstances.

This information has been prepared without taking your objectives, needs and overall financial situation into account. It is not meant to be a substitute for professional financial advice. For this reason, you should consider the appropriateness of the information and, if necessary, seek appropriate professional advice.

	Houses	Units
Median price Past 3 months	N/A	N/A
Change in value Past 12 months	-4.0%	N/A
Sold Past 3 months	4	N/A
Median days on market Past 12 months	56	N/A
Average rent Past 12 months	$885	$693
Change in rent Past 12 months	-3.8%	N/A

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