Question 1

Is Macmasters Beach a nice place to live?

Accepted Answer

Macmasters Beach is a relaxed coastal village on the Central Coast built around a long sandy shore backed by coastal heath and bushland. It has a low-key village atmosphere with a mix of older timber beach cottages and contemporary homes, many with ocean or treed outlooks. Outdoor life centres on beach swimming and surfing, rock pools and coastal walks along the headlands and nearby reserves, and a small cluster of local shops and community facilities serves residents while larger retail centres and the nearest train line are a short drive away.

The community of 1,399 has a median age of 49 and is strongly family-oriented, with couple families making up 88.6% of families and owner-occupiers accounting for 85.3% of dwellings. Retirees and holiday homeowners are also common, which helps explain the settled, owner-occupied character. Council-led works under way include coastal protection and upgrades to public amenities, the surf club and the rural fire brigade, so local facilities are being refreshed. Whether it suits you will come down to whether you want a village coastal lifestyle with close access to the beach.

Question 2

Is it expensive to live in Macmasters Beach?

Accepted Answer

Buying a house in Macmasters Beach sits well above what local households earned at the last Census. The median house price of $1,830,000 is about 16.1 times a typical local annual household income as recorded at the last Census, which places buying well above local incomes on this measure.

Renting a house here would also take a notable share of local income: at $845 a week, rent would be about 38.5% of a typical local household's weekly income at the last Census, a sizeable share. If you're renting rather than buying, that rent share is the figure that matters; whether it feels expensive depends on your own income and circumstances.

Everyone's financial situation is different, so it's important to consider your own circumstances when deciding which suburb is right for you.

Question 3

Is Macmasters Beach a good place to invest?

Accepted Answer

House rents in Macmasters Beach rose 5.6% over the past year, a solid increase, while house values edged down 1.1% over the same period. That means rental income grew this year even as house prices fell slightly; if rental income is your priority the rent figure is the most relevant, while the value change speaks to modest negative capital movement for the year. Whether that fits your goals and circumstances is for you to decide.

This information has been prepared without taking your objectives, needs and overall financial situation into account. It is not meant to be a substitute for professional financial advice. For this reason, you should consider the appropriateness of the information and, if necessary, seek appropriate professional advice.

	Houses	Units
Median price Past 3 months	$1.83M	N/A
Change in value Past 12 months	-1.1%	N/A
Sold Past 3 months	12	N/A
Median days on market Past 12 months	124	N/A
Average rent Past 12 months	$845	N/A
Change in rent Past 12 months	5.6%	N/A

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