Question 1

Is Scone a nice place to live?

Accepted Answer

Scone sits in the Upper Hunter among rolling grazing country on the Hunter River and is known as a centre for thoroughbred breeding and training. Life there mixes a compact main street of shops, cafés and pubs with surrounding rural properties and tree-lined residential streets, and housing ranges from historic cottages to family homes and larger lifestyle blocks. Local life revolves around the horse industry, agricultural services and sporting clubs, with regular race meetings and events bringing visitors. Good road links and a regional rail service make it a practical country base.

The community is weighted towards couples and families, with a population of 5,824 and a median age of 39, and most homes are owner-occupied. A council-led town-centre revitalisation is under way and other civic projects include hospital upgrades, airport runway work, a pool amenities upgrade and council-managed emergency housing. If you want a regional service town tied to agriculture and the horse industry, with an active main street and ongoing local investment, Scone is the kind of place to consider.

Question 2

Is it expensive to live in Scone?

Accepted Answer

On these figures, buying in Scone sits well above local incomes. The median house price of $670,000 is about 8.5 times a typical local household's annual income as recorded at the last Census. Renting also takes a noticeable slice of income: the average house rent of $600 a week is about 39.8% of a typical local household's weekly income at the last Census, while the average unit rent of $470 a week is about 31.2% of that weekly income. That means both renting and buying are sizeable commitments against what households in Scone earned at the last Census, with buying notably higher.

Everyone's financial situation is different, so it's important to consider your own circumstances when deciding which suburb is right for you.

Question 3

Is Scone a good place to invest?

Accepted Answer

House rents in Scone climbed 11.1% over the past year, the largest movement among the four metrics. House values rose 6.6% in the same period, a solid increase, while unit rents increased 6.8% and unit values rose 4.7%, a modest gain. Overall, rental income grew faster than capital values on both houses and units, with house rents the strongest performer this year.

For someone weighing Scone as an investment, the figures show both capital growth and rising rental income over the last 12 months, and which outcome matters more will depend on your own goals and circumstances.

This information has been prepared without taking your objectives, needs and overall financial situation into account. It is not meant to be a substitute for professional financial advice. For this reason, you should consider the appropriateness of the information and, if necessary, seek appropriate professional advice.

	Houses	Units
Median price Past 3 months	$670K	N/A
Change in value Past 12 months	6.6%	4.7%
Sold Past 3 months	26	N/A
Median days on market Past 12 months	38	N/A
Average rent Past 12 months	$600	$470
Change in rent Past 12 months	11.1%	6.8%

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