Question 1

Is Shoal Point a nice place to live?

Accepted Answer

Shoal Point is a small coastal suburb on Mackay’s northern beaches with a relaxed seaside character. It sits on a narrow headland facing the Coral Sea, with low-density housing and some beachfront units backing onto the foreshore. Residents have easy beach access for coastal walking, informal fishing and boating, and small reserves and picnic areas give the streets a park-like feel. The suburb attracts retirees, families and anyone after a quieter coastal lifestyle while still being a short drive from Mackay’s shops and services.

About 1,104 people live in Shoal Point, with a median age of 42 and a typical household income of $2,434 a week. Household composition is strongly family-oriented, with couple families making up roughly nine in ten families, and around 80.1% of homes owner-occupied. Local improvements are under way to replace the timber beach access ramp with an all-abilities ramp and upgrade park facilities, Cone Street Park has received extra play equipment, and a council mobile library visits the esplanade on a fortnightly schedule. Whether Shoal Point suits you depends on the quieter coastal lifestyle and the local amenities you value.

Question 2

Is it expensive to live in Shoal Point?

Accepted Answer

Renting in Shoal Point looks different for houses and units when measured against local incomes. A typical local household earned $2,434 a week at the last Census, and a house rent of $775 a week would take about 31.8% of that income, roughly a third, which is a sizeable share. A unit rent of $460 a week would take about 18.9% of a typical local household's weekly income, a modest share; on these figures renting a unit is notably easier on a typical local household's income than renting a house, but whether that feels expensive depends on your own circumstances.

Everyone's financial situation is different, so it's important to consider your own circumstances when deciding which suburb is right for you.

Question 3

Is Shoal Point a good place to invest?

Accepted Answer

Houses in Shoal Point recorded strong gains over the past 12 months, with median house values up 20.3% and house rents up 19.2%. The value change reflects sizeable capital growth for houses over the year, while the rent change shows similarly large growth in rental income; whether capital gain or rental return is more important is down to your own goals and circumstances.

This information has been prepared without taking your objectives, needs and overall financial situation into account. It is not meant to be a substitute for professional financial advice. For this reason, you should consider the appropriateness of the information and, if necessary, seek appropriate professional advice.

	Houses	Units
Median price Past 3 months	N/A	N/A
Change in value Past 12 months	20.3%	N/A
Sold Past 3 months	6	1
Median days on market Past 12 months	24	N/A
Average rent Past 12 months	$775	$460
Change in rent Past 12 months	19.2%	N/A

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