Question 1

Is Silverdale a nice place to live?

Accepted Answer

Silverdale is a semi-rural suburb on Sydney’s outer fringe with rolling paddocks, remnant bushland and generous acreage lots. Streets are low-density and many properties have room for horses, hobby farms and gardens, which creates a village-like, country feel. A small group of shops and local community facilities cover day-to-day needs, while larger retail, schools and employment hubs are reached by road, so it suits people after rural space who still want to remain within reach of the city.

It is a community of 4,543 people with a median age of 35 and a typical household income of $2,654 a week. Families predominate and most homes are owner-occupied, which gives the suburb a settled residential profile. Recent transport upgrades on Silverdale Road and planned shared paths aim to improve walking and cycling links, and council funding has been secured for a purpose-built Warradale Men’s Shed on council land.

Question 2

Is it expensive to live in Silverdale?

Accepted Answer

Households in Silverdale face different pressures when renting versus buying. House rents run to $820 a week against a typical local household income of $2,654 a week as recorded at the most recent Census, so rent would take about 31% of that income, roughly a third, which is a sizeable share. The median house price of $1,320,000 is about 9.6 times a typical local annual household income at the last Census, which sits well above local incomes.

If you're renting rather than buying, that rent share is the figure that matters; if you're looking to buy, the price multiple shows buying is considerably more stretched against what local households earned at the last Census. Whether that feels expensive depends on your own income and circumstances.

Everyone's financial situation is different, so it's important to consider your own circumstances when deciding which suburb is right for you.

Question 3

Is Silverdale a good place to invest?

Accepted Answer

If you’re weighing Silverdale as an investment, the house side showed a solid 12-month lift: median house values rose 5.0% and house rents increased 5.1%. Rents have edged slightly ahead of values, so the income a house earns grew a touch faster than its price over the year.

Which of those outcomes matters most to you depends on whether you’re prioritising rental income or capital growth and on your own goals and circumstances.

This information has been prepared without taking your objectives, needs and overall financial situation into account. It is not meant to be a substitute for professional financial advice. For this reason, you should consider the appropriateness of the information and, if necessary, seek appropriate professional advice.

	Houses	Units
Median price Past 3 months	$1.32M	N/A
Change in value Past 12 months	5.0%	N/A
Sold Past 3 months	19	N/A
Median days on market Past 12 months	30	N/A
Average rent Past 12 months	$820	N/A
Change in rent Past 12 months	5.1%	N/A

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