Question 1

Is Smiths Beach a nice place to live?

Accepted Answer

Smiths Beach is a quiet coastal neighbourhood on Phillip Island centred on a long sandy bay popular with surfers and families, framed by dunes and native coastal vegetation that give the area a natural, low-density feel. Housing is mostly single-storey beach houses and holiday homes with a mix of permanent residents, and streets are calm outside peak holiday periods. There are no large shopping centres in the immediate locality so residents use nearby Cowes for shops and services, while island attractions, coastal walks and wildlife viewing are all close at hand, making it a laid-back seaside address rather than an urban hub.

It is a very small community of 315 people with a median age of 51 and a typical household income of $1,181 a week. The population leans heavily towards couple families, and about four in five dwellings are owner-occupied, which points to a largely settled resident base. A recent town plan sets out many local actions including beach-linking trails, town-centre improvements and car park upgrades, and work to improve beach access and the rescue base is planned or under way. Whether that suits you will depend on whether you’re after a quiet coastal lifestyle with nearby island amenities.

Question 2

Is it expensive to live in Smiths Beach?

Accepted Answer

Smiths Beach hasn't had enough recent sales or rentals to put reliable figures on house and unit prices or on rents. Without those numbers, it's not possible to describe how expensive the suburb is compared with local household incomes as recorded at the most recent Census.

Everyone's financial situation is different, so it's important to consider your own circumstances when deciding which suburb is right for you.

Question 3

Is Smiths Beach a good place to invest?

Accepted Answer

Median house values in Smiths Beach fell 14.9% over the past 12 months. For someone weighing Smiths Beach as an investment, that movement is the capital growth signal for houses during the year, and whether it suits your goals and circumstances is for you to weigh up.

This information has been prepared without taking your objectives, needs and overall financial situation into account. It is not meant to be a substitute for professional financial advice. For this reason, you should consider the appropriateness of the information and, if necessary, seek appropriate professional advice.

	Houses	Units
Median price Past 3 months	N/A	N/A
Change in value Past 12 months	-14.9%	N/A
Sold Past 3 months	2	N/A
Median days on market Past 12 months	75	N/A
Average rent Past 12 months	N/A	N/A
Change in rent Past 12 months	N/A	N/A

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