Question 1

Is Sunderland Bay a nice place to live?

Accepted Answer

Sunderland Bay is a quiet coastal locality on Phillip Island centred on a sheltered bay and sandy foreshore. It has a low-density seaside character, with a mix of older beach cottages and newer coastal homes on generous blocks, and it attracts holidaymakers, families and retirees who favour a relaxed, outdoors-oriented pace. Days here are shaped by the water and shoreline, with beach walks, fishing and birdwatching common, while residents rely on nearby Cowes for shops, cafes and services. Much of the suburb keeps a natural coastal feel with native vegetation and open views.

Families form a clear focus in Sunderland Bay. Couples with children are the largest family group at 35.4%, couples without children make up 34.2% and one-parent families account for 30.4%. Together, couple families represent 69.6% of reported families, or just under seven in ten.

The suburb is home to 306 people, with a median age of 41. The median total household income is $1,264 a week, roughly $65,700 a year.

Homes in Sunderland Bay are mostly owner-occupied: about 78.5% are owned outright (45.7%) or with a mortgage (32.8%), while 21.6% of dwellings are rented.

Question 2

Is it expensive to live in Sunderland Bay?

Accepted Answer

For Sunderland Bay there haven't been enough recent sales or rentals to publish reliable house or unit prices or rents. Without those figures, it's not possible to describe how expensive it is to live here compared with the typical local household income recorded at the most recent Census.

Everyone's financial situation is different, so it's important to consider your own circumstances when deciding which suburb is right for you.

Question 3

Is Sunderland Bay a good place to invest?

Accepted Answer

House values in Sunderland Bay rose 11.0% over the past 12 months, a strong increase in what a house is worth. For someone weighing Sunderland Bay up as an investment, that house-value movement is the figure that speaks to capital growth; whether that suits your objectives and circumstances is for you to decide.

This information has been prepared without taking your objectives, needs and overall financial situation into account. It is not meant to be a substitute for professional financial advice. For this reason, you should consider the appropriateness of the information and, if necessary, seek appropriate professional advice.

	Houses	Units
Median price Past 3 months	N/A	N/A
Change in value Past 12 months	11.0%	N/A
Sold Past 3 months	4	N/A
Median days on market Past 12 months	97	N/A
Average rent Past 12 months	N/A	N/A
Change in rent Past 12 months	N/A	N/A

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