Question 1

Is St Clair a nice place to live?

Accepted Answer

St Clair is a quietly residential pocket in Adelaide's western suburbs, set on the flat coastal plain with tree-lined streets and a largely low-rise streetscape. Housing ranges from modest post-war cottages to single-storey family homes and pockets of modern infill, and the area tends to attract families and people looking to downsize who favour a calm neighbourhood. Residents make use of nearby parks and sporting fields, local shopping and schools, and straightforward road and public transport links to the city and the coast.

The community numbers 2,634 people with a median age of 32. Families make up the bulk of households, with couple families (with and without children) accounting for just over four in five family households. Homes are mostly owner-occupied (59.1%) while renters make up 40.8% of dwellings. Council has advanced a precinct-wide masterplan for the St Clair Recreation Precinct, which includes multiple ovals, a skate park and the St Clair Recreation Centre now managed by YMCA; any fencing or construction will proceed only following council decisions and future budget approvals. Whether St Clair suits you comes down to what you value in a suburb.

Question 2

Is it expensive to live in St Clair?

Accepted Answer

A house priced at $747,800 in St Clair is about 7.6 times a typical local household's annual income, using the median household income of $1,890 a week recorded at the last Census. That places buying well above what people locally earned at the last Census.

Renting looks less stretched: a house rent of $630 a week would take about 33.3% of that weekly household income (roughly a third), while a unit rent of $550 a week would take about 29.1% of income. On these figures, buying appears more stretched against local incomes than renting; whether that feels expensive depends on your own income and circumstances.

Everyone's financial situation is different, so it's important to consider your own circumstances when deciding which suburb is right for you.

Question 3

Is St Clair a good place to invest?

Accepted Answer

One striking feature of St Clair's past year is the scale of the house market move: median house values jumped 136.9% over 12 months, a very large increase in what a house is worth. By contrast, unit values rose 5.6% over the same period, a solid gain. On the rental side, house rents increased 5.0% and unit rents increased 6.2%, both solid rises but small compared with the house price jump. If capital growth is your priority, the house figures are the dominant story this year; if rental income is what matters, the rent figures show steadier, smaller gains with unit rents slightly ahead of house rents. Whether that balance fits your goals and circumstances is for you to judge.

This information has been prepared without taking your objectives, needs and overall financial situation into account. It is not meant to be a substitute for professional financial advice. For this reason, you should consider the appropriateness of the information and, if necessary, seek appropriate professional advice.

	Houses	Units
Median price Past 3 months	$748K	N/A
Change in value Past 12 months	136.9%	5.6%
Sold Past 3 months	15	8
Median days on market Past 12 months	61	52
Average rent Past 12 months	$630	$550
Change in rent Past 12 months	5.0%	6.2%

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