Question 1

Is Thirroul a nice place to live?

Accepted Answer

Thirroul is a coastal village on the northern Illawarra coast, sitting between a wide sandy beach and the Illawarra Escarpment. The centre has a compact high street of cafes, eateries and independent shops and the beachfront draws surfers and families to the sand and rock platform. Housing ranges from early weatherboard and bungalow homes on tree-lined streets to low-rise apartments near the esplanade. Residents have easy rail access on the South Coast line, road links via Lawrence Hargrave Drive and nearby bush tracks and lookouts for coastal walks.

About 6,348 people live in Thirroul, with a median age of 43 and a median household income of $2,281 a week. Families are a clear feature of the community and most homes are owner-occupied. Several public projects are under way or in planning, including rail upgrades at the station, local transport and placemaking works, and coastal and drainage management and park amenity improvements. Whether Thirroul suits you depends on whether you want a seaside village with strong local shops, good rail links and a family-oriented population.

Question 2

Is it expensive to live in Thirroul?

Accepted Answer

A median house price of $1,847,500 in Thirroul works out to about 15.6 times a typical local household's annual income at the last Census, which sits well above local incomes. On the rental side, a house renting for $1,150 a week would take roughly 50.4% of a typical local household's weekly income at the last Census, a large share, while a unit rent of $690 a week would take about 30.3%, a sizeable share.

Put simply, buying a house here is much more stretched against what local households earned at the last Census than renting. Whether those numbers feel expensive for you depends on your own income and circumstances.

Everyone's financial situation is different, so it's important to consider your own circumstances when deciding which suburb is right for you.

Question 3

Is Thirroul a good place to invest?

Accepted Answer

The standout movements in Thirroul over the past 12 months are on both sides of the market. House rents jumped 16.2% (a strong rise) while median house values rose 9.3% (a solid increase), so the rent a house earns climbed faster than its price. For units, median values increased 11.4% (a strong rise) while unit rents rose 6.2% (a solid rise), so unit capital growth outpaced unit rental income this year.

Which of those outcomes matters to you depends on whether you prioritise rental income or capital growth and on your own goals and circumstances.

This information has been prepared without taking your objectives, needs and overall financial situation into account. It is not meant to be a substitute for professional financial advice. For this reason, you should consider the appropriateness of the information and, if necessary, seek appropriate professional advice.

	Houses	Units
Median price Past 3 months	$1.85M	N/A
Change in value Past 12 months	9.3%	11.4%
Sold Past 3 months	24	3
Median days on market Past 12 months	59	30
Average rent Past 12 months	$1150	$690
Change in rent Past 12 months	16.2%	6.2%

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