Question 1

Is Towradgi a nice place to live?

Accepted Answer

Towradgi is a compact coastal suburb on the northern edge of Wollongong, centred on Towradgi Beach, the rocky headland and the creek that shape its shoreline. It feels like a seaside village with a small rockpool and walking spots used by surfers, swimmers and fishers, and residential streets of older single-storey cottages and modest low-rise units alongside pockets of newer infill. Local parks, a handful of cafés and shops, and straightforward road and public transport connections into Wollongong make day-to-day life convenient for people who want easy access to the water without the busyness of the city.

The suburb is home to 3,241 people and leans towards a settled, owner-occupied community, with 66.8% of homes owned outright or with a mortgage. Families are dominated by couples, and there has been recent investment in local infrastructure, including an upgrade to Towradgi railway station that added a footbridge and lifts for improved accessible access, council adoption of a Towradgi Creek flood study and management plan, and a range of smaller local projects such as a shared path, a surf club roof replacement and a sportsfield lighting upgrade.

Question 2

Is it expensive to live in Towradgi?

Accepted Answer

Buying a house in Towradgi sits well above what local households earned at the last Census: the median house price of $1,440,000 is about 17.6 times a typical local annual household income. Renting is also a heavy load against that income. A house renting for $890 a week would take about 56.6% of a typical local household's weekly income, a large share, while a unit renting for $550 a week would take about 35.0%, a sizeable share. On these figures, whether the suburb feels expensive will depend on your own income and circumstances.

Everyone's financial situation is different, so it's important to consider your own circumstances when deciding which suburb is right for you.

Question 3

Is Towradgi a good place to invest?

Accepted Answer

House values in Towradgi climbed 17.1% over the past 12 months, a strong rise, and house rents also jumped 15.6% over the year, another strong increase. Those two figures point to both capital growth and higher rental income on the house side this year, with values edging rents slightly. Unit rents rose 5.8% over the same period, a solid increase, so rental income for houses has risen faster than for units in Towradgi this year. What that means for you depends on whether you prioritise capital growth or rental income.

This information has been prepared without taking your objectives, needs and overall financial situation into account. It is not meant to be a substitute for professional financial advice. For this reason, you should consider the appropriateness of the information and, if necessary, seek appropriate professional advice.

	Houses	Units
Median price Past 3 months	$1.44M	N/A
Change in value Past 12 months	17.1%	N/A
Sold Past 3 months	14	2
Median days on market Past 12 months	28	N/A
Average rent Past 12 months	$890	$550
Change in rent Past 12 months	15.6%	5.8%

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