Question 1

Is Tullimbar a nice place to live?

Accepted Answer

Tullimbar is a semi-rural suburb in Shellharbour set among rolling paddocks and low hills, with larger blocks and hobby farms alongside pockets of newer housing. Local streets are generally calm and there are nearby bush reserves and riding trails for outdoor pursuits. For shopping, schools and rail connections people look to neighbouring town centres, while properties here favour low-density living and a rural outlook, which suits those seeking space and a quieter pace close to the coast.

The suburb is home to 1,840 people with a median age of 32, and its community is weighted towards couple families with children. Owner-occupied homes make up about four in five dwellings while renters represent about one in five. There is construction underway on a Yellow Rock Road upgrade, a proposed Torrens-title subdivision and an early education and care centre under assessment, and council engagement is under way for upgrades to Tullimbar Oval and Harrison Park. Whether Tullimbar suits you comes down to what you want from a suburb.

Question 2

Is it expensive to live in Tullimbar?

Accepted Answer

On the figures for Tullimbar, buying sits notably above local incomes at the last Census. The median house price of $950,000 is about 8.2 times a typical local annual household income at the last Census (weekly household income recorded as $2,217), which places buying well above what local households earned at that Census. Renting is less stretched: a house rent of $780 a week would take about 35.2% of a typical local household's weekly income at the last Census, a sizeable share, while a unit rent of $565 a week would take about 25.5%, a moderate share. Which of those matters most depends on whether you plan to rent or buy.

Everyone's financial situation is different, so it's important to consider your own circumstances when deciding which suburb is right for you.

Question 3

Is Tullimbar a good place to invest?

Accepted Answer

Over the past 12 months, houses in Tullimbar saw median values rise 8.6% while house rents increased 5.4%. The 8.6% lift in value is a solid rise, and the 5.4% gain in rents is a decent increase.

On the house side, capital growth outpaced rental income over the year, so price movement contributed more to the overall change than rent. If rental income is your priority, the rent figure is the one that matters; if you are focused on capital growth, the value change is the relevant number. Whether that balance suits you depends on your goals and circumstances.

This information has been prepared without taking your objectives, needs and overall financial situation into account. It is not meant to be a substitute for professional financial advice. For this reason, you should consider the appropriateness of the information and, if necessary, seek appropriate professional advice.

	Houses	Units
Median price Past 3 months	$950K	N/A
Change in value Past 12 months	8.6%	N/A
Sold Past 3 months	35	6
Median days on market Past 12 months	37	N/A
Average rent Past 12 months	$780	$565
Change in rent Past 12 months	5.4%	N/A

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