Question 1

Is Tuncurry a nice place to live?

Accepted Answer

Tuncurry is a relaxed coastal town on the Mid North Coast set on the inlet of Wallis Lake opposite Forster. It has a strong marine character centred on boating, fishing and sandy ocean beaches, with a lakefront reserve and promenade and local shops and cafes near the water. Housing ranges from older weatherboard cottages and holiday houses to low-rise waterfront units and family homes on quiet streets, and there is easy access to walking tracks, surf beaches and the bridge across to Forster.

The community has a median age of 62 and most homes are owner-occupied (71.0%), so the area leans towards older, settled households rather than a high-turnover rental market. A major North Tuncurry urban release is planned to deliver about 2,100 homes along with parks, conservation land and a village centre, and other coastal and waste management projects are also under consideration. Whether Tuncurry suits you will come down to how much you value a water-focused, small coastal town with those amenities and planned changes nearby.

Question 2

Is it expensive to live in Tuncurry?

Accepted Answer

On the figures, housing in Tuncurry sits well above what local households earned at the last Census. A house rent of $640 a week would take about 75% of a typical local household's weekly income of $854 at the last Census, while a unit rent of $465 a week would take about 54% of that income. Both are a large share of a typical local household's weekly earnings at the last Census.

Looking at buying, the median house price of $870,000 is about 19.6 times a typical local annual household income at the last Census (weekly income $854, or $44,408 a year). The median unit price of $638,500 is about 14.4 times that annual income. On these figures both buying and renting appear stretched against local incomes; which matters most will depend on whether you plan to rent or buy and on your own circumstances.

Everyone's financial situation is different, so it's important to consider your own circumstances when deciding which suburb is right for you.

Question 3

Is Tuncurry a good place to invest?

Accepted Answer

Unit values in Tuncurry rose a strong 13.6% over the past year, while unit rents increased 7.4%. Houses followed a different pattern: median house values edged up 1.9% and house rents jumped 10.3%.

Put simply, the unit side drove the bigger capital gain this year, while the house side delivered the stronger lift in rental income. Whether that balance fits your investment goals and circumstances is something only you can judge.

This information has been prepared without taking your objectives, needs and overall financial situation into account. It is not meant to be a substitute for professional financial advice. For this reason, you should consider the appropriateness of the information and, if necessary, seek appropriate professional advice.

	Houses	Units
Median price Past 3 months	$870K	$639K
Change in value Past 12 months	1.9%	13.6%
Sold Past 3 months	15	19
Median days on market Past 12 months	49	46
Average rent Past 12 months	$640	$465
Change in rent Past 12 months	10.3%	7.4%

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