Question 1

Is Culburra Beach a nice place to live?

Accepted Answer

Culburra Beach is a relaxed seaside village on the NSW South Coast, centred on a long surf beach, a sheltered bay and a nearby coastal lagoon that draw birdwatchers and anglers. The town has a holiday-town feel, with a mix of older beach shacks and newer low-rise coastal homes and a compact village centre of cafés, everyday shops and services. Life here revolves around surfing, fishing and boating, with sandy dunes, headland lookouts and patrolled swimming that make it popular with families and weekend visitors. Road links to larger regional centres mean it works as a coastal base for residents and holidaymakers alike.

The community of 2,946 people has a median age of 54 and a typical household income of $1,247 a week. About three in four homes are owned outright or with a mortgage, and most families are couples with or without children. Council-led upgrades are under way or recently completed, from planning for an expanded community centre to sports-field and playground improvements, and the suburb is served by local facilities such as the Culburra Beach Community Centre and Crookhaven sports fields. Whether it suits you will depend on whether you want a smaller coastal village focused on outdoor water activities and a compact local centre.

Question 2

Is it expensive to live in Culburra Beach?

Accepted Answer

Housing in Culburra Beach looks stretched against what a typical local household earned at the last Census. A median house price of $1,135,000 works out to about 17.5 times a typical local annual household income at the last Census (weekly household income $1,247), so buying a house sits well above local incomes. On the rental side, a house rent of $565 a week would take about 45.3% of that weekly household income and a unit rent of $500 a week would take about 40.1%.

On these figures both renting and buying would take a sizeable to large share of a typical local household's income at the last Census, with buying markedly further above local incomes. Whether that feels expensive depends on your own income and circumstances.

Everyone's financial situation is different, so it's important to consider your own circumstances when deciding which suburb is right for you.

Question 3

Is Culburra Beach a good place to invest?

Accepted Answer

House values in Culburra Beach climbed 11.3% over the past 12 months, a strong rise in what a house is worth. Over the same period house rents increased 2.7%, a modest gain in rental income. Put simply, on the house side capital growth outpaced rental growth this year, and which of those outcomes matters to you will depend on whether you are prioritising price appreciation or rental returns.

This information has been prepared without taking your objectives, needs and overall financial situation into account. It is not meant to be a substitute for professional financial advice. For this reason, you should consider the appropriateness of the information and, if necessary, seek appropriate professional advice.

	Houses	Units
Median price Past 3 months	$1.14M	N/A
Change in value Past 12 months	11.3%	N/A
Sold Past 3 months	19	2
Median days on market Past 12 months	92	N/A
Average rent Past 12 months	$565	$500
Change in rent Past 12 months	2.7%	N/A

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