Question 1

Is Callala Beach a nice place to live?

Accepted Answer

Callala Beach is a relaxed coastal village on the sheltered waters of Jervis Bay, defined by a broad white sand beach, calm shallow swimming ideal for families, coastal reserves and a quiet foreshore. Housing is dominated by single-storey beach houses, holiday cottages and low-key modern homes, and nearby national parks and marine attractions mean outdoor recreation, boating and whale watching are part of life here. A small shopping strip and a country club cover everyday needs.

With a population of 777 and a median age of 58, the community has a sizeable share of retirees and couple households without children, and most homes are owner-occupied (77.0%). Shoalhaven City Council has concept designs for new off-road paths linking the carpark, school and the Round the Bay walking track and is seeking funding to progress them. A culvert replacement and widening for Callala Beach Road has been approved, substantial drainage and relining works on Roskell Road have been completed to council’s satisfaction, and the suburb is included in the federal-backed $40 million Shoalhaven roads package for further works.

Question 2

Is it expensive to live in Callala Beach?

Accepted Answer

Housing costs in Callala Beach sit well above what local households reported at the most recent Census. A house rented for about $600 a week would take roughly 52.4% of a typical local household's weekly income at the last Census, which is a large share of income. Buying is even more stretched: the median house price of $1,257,500 is about 21.1 times a typical local annual household income at the last Census ( $1,146 × 52 = $59,592 ). Whether that feels expensive will depend on whether you plan to rent or buy and on your own circumstances.

Everyone's financial situation is different, so it's important to consider your own circumstances when deciding which suburb is right for you.

Question 3

Is Callala Beach a good place to invest?

Accepted Answer

For someone weighing Callala Beach as an investment, the house market over the past 12 months shows the median house value fell 6.9%, a notable decline, while median house rents rose 6.2%, a solid increase. In plain terms, the income a rented house would have produced increased over the year even as house prices eased, so rental income was the stronger performer for houses during this period.

Whether that balance suits your plans depends on whether you prioritise capital growth or rental income and on your own circumstances.

This information has been prepared without taking your objectives, needs and overall financial situation into account. It is not meant to be a substitute for professional financial advice. For this reason, you should consider the appropriateness of the information and, if necessary, seek appropriate professional advice.

	Houses	Units
Median price Past 3 months	$1.26M	N/A
Change in value Past 12 months	-6.9%	N/A
Sold Past 3 months	10	N/A
Median days on market Past 12 months	62	N/A
Average rent Past 12 months	$600	N/A
Change in rent Past 12 months	6.2%	N/A

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