Question 1

Is Girards Hill a nice place to live?

Accepted Answer

Girards Hill sits on a hilltop rim of Lismore with leafy streets and an older housing stock of timber cottages and lowset brick homes alongside some newer infill. The position gives many properties outlooks across the Wilsons River valley and easy access to Lismore’s shops, cafes and riverfront parks. It attracts a mix of families, long-term locals and retirees who value quieter streets while staying close to the city, and local roads link Girards Hill to neighbouring suburbs and regional centres for everyday practicality.

The community of 1,318 people has a median age of 47 and a median total household income of $1,237 a week, roughly $64,300 a year.

Household types show a strong presence of couples. Couple families without children are the largest single family group at 40.4%, while couple families with children make up 24.6%. One-parent families account for 33.0% and other families 2.0%, so families without children and one-parent families together represent a substantial portion of the mix.

In Girards Hill, most homes are owner-occupied: 37.6% are owned outright and 28.3% are owned with a mortgage, a combined 65.9% owner-occupied, while 34.1% are rented.

Question 2

Is it expensive to live in Girards Hill?

Accepted Answer

House rents in Girards Hill run to $625 a week, which is just over half of a typical local household's weekly income at the last Census — about 50.6% (625 ÷ 1,237 ? 0.506). That puts renting here at a large share of what an average local household earned at the last Census.

The median house price of $567,500 works out to about 8.8 times a typical local household's annual income at the last Census (567,500 ÷ (1,237 × 52) ? 8.8), so buying sits well above local incomes on these figures. Whether that feels expensive will depend on your own circumstances and whether you plan to rent or buy.

Everyone's financial situation is different, so it's important to consider your own circumstances when deciding which suburb is right for you.

Question 3

Is Girards Hill a good place to invest?

Accepted Answer

House values in Girards Hill climbed 20.6% over the past 12 months, a strong rise, while the rent those houses earned increased 9.6% over the same period, a solid gain. On the numbers available for houses, capital growth has been the stronger performer this year, with rental income rising more moderately.

If rental income is your priority, the 9.6% rise in house rents is the figure to watch; if capital growth matters more, the 20.6% lift in house values is the relevant measure. Whether those outcomes make Girards Hill the right investment for you depends on your goals and circumstances.

This information has been prepared without taking your objectives, needs and overall financial situation into account. It is not meant to be a substitute for professional financial advice. For this reason, you should consider the appropriateness of the information and, if necessary, seek appropriate professional advice.

	Houses	Units
Median price Past 3 months	$568K	N/A
Change in value Past 12 months	20.6%	N/A
Sold Past 3 months	14	N/A
Median days on market Past 12 months	61	N/A
Average rent Past 12 months	$625	N/A
Change in rent Past 12 months	9.6%	N/A

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