Question 1

Is Iluka a nice place to live?

Accepted Answer

Iluka is a small, quiet coastal village on the north side of the Clarence River mouth, with a population of 1,764 and a median age of 62. The community leans towards retirees, families and holiday homeowners who value long sandy beaches, estuary frontage, stands of littoral rainforest and abundant birdlife. Housing ranges from weatherboard cottages to low-rise beach houses and holiday properties, and a compact village centre provides cafés and basic shops while residents routinely cross the river to Yamba for broader services.

Local health services have been strengthened by a new general practice restoring regular GP care with on-site pathology and a high-risk foot clinic, alongside Iluka Community Health and the district hospital in Maclean. Public open space and marine facilities have also been upgraded, including improvements at Ken Leeson Oval, works at the Spenser Street boat ramp and an active fishermen’s co-operative slipway for marine servicing. Whether Iluka suits you depends on how much you value a nature-focused, beachside lifestyle with Yamba nearby for extra services.

Question 2

Is it expensive to live in Iluka?

Accepted Answer

Housing costs in Iluka look stretched against what a typical local household earned at the last Census. With a weekly household income of $834 at the last Census, a house rent of $580 a week would take about 69.6% of that weekly income, a large share. The median house price of $910,000 works out to about 21.0 times a typical local annual household income at the last Census, which sits well above local incomes.

For renters the rent share is the most directly relevant figure; for buyers the price multiple is the key number — both are sizeable against the local income shown here.

Everyone's financial situation is different, so it's important to consider your own circumstances when deciding which suburb is right for you.

Question 3

Is Iluka a good place to invest?

Accepted Answer

Houses and units moved in different directions in Iluka over the past year. Median house values rose 12.8% over the last 12 months, a strong increase, while house rents climbed 16.0%, also a strong rise and a little faster than prices. By contrast, median unit values fell 7.3% over the year, a solid decline. If you are weighing Iluka as an investment, the figures show houses delivered both capital growth and rental growth over the year, whereas units have weakened in value; whether that pattern fits your goals and circumstances is for you to judge.

This information has been prepared without taking your objectives, needs and overall financial situation into account. It is not meant to be a substitute for professional financial advice. For this reason, you should consider the appropriateness of the information and, if necessary, seek appropriate professional advice.

	Houses	Units
Median price Past 3 months	$910K	N/A
Change in value Past 12 months	12.8%	-7.3%
Sold Past 3 months	11	5
Median days on market Past 12 months	53	104
Average rent Past 12 months	$580	N/A
Change in rent Past 12 months	16.0%	N/A

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