Get a property report and suburb profile for any property in Jannali

Jannali is an established, leafy suburb in the Sutherland Shire with a quiet, family-oriented atmosphere centred on a small village-style shopping strip beside the railway. It has predominantly low-rise, detached houses with established gardens alongside renovated and newer homes, pockets of bushland and local reserves with walking tracks, and a resident community of 6,632 people with a median age of 39 and a median weekly household income of $2,220.

The railway station on the Illawarra line gives straightforward commuter access and the area is popular with families and people who travel for work. Owner-occupiers make up about 70.9% of homes and just under half of families are couple families with children, so the suburb leans toward settled, owner-occupied households. Local improvements are under way or planned — station upgrades, a council public domain plan for better walking and cycling connections and an active transport link through the area — and a primary school upgrade has also been completed. Whether that mix suits you depends on what you are after in a suburb.

On the figures for Jannali, buying a house sits well above local incomes. A median house price of $1,761,000 is about 15.3 times a typical local household's annual income at the last Census (weekly household income $2,220). Renting looks less stretched than buying for many people: a house rent of $995 a week would take roughly 44.9% of that weekly household income, a large share, while a unit at $600 a week would take about 27.0%, a moderate share. Which of these feels expensive will depend on your own income and circumstances.

Everyone's financial situation is different, so it's important to consider your own circumstances when deciding which suburb is right for you.

The standout in Jannali this year is house rents, which climbed 13.1% over the past 12 months, a strong rise. House values also rose, up 8.1% over the year, a solid increase, while unit values were up 3.8%, a modest gain. Put another way, the rent a house earns has been the stronger performer this year, and houses saw bigger capital growth than units.

What that balance means for you depends on whether rental income or capital growth matters more to your goals and on your own circumstances.

This information has been prepared without taking your objectives, needs and overall financial situation into account. It is not meant to be a substitute for professional financial advice. For this reason, you should consider the appropriateness of the information and, if necessary, seek appropriate professional advice.