Question 1

Is Kogarah a nice place to live?

Accepted Answer

Kogarah sits in inner-southern Sydney's St George area and combines a compact town centre around the railway station with established residential streets. The centre has a parade of shops, cafés and restaurants and St George Hospital and other community facilities give the suburb a practical, service-oriented feel. Housing ranges from federation and interwar cottages to modest post-war homes and low- to mid-rise apartments clustered near public transport, and there are several small parks and sports fields within walking distance.

Families are prominent in the community, with couple families with children the largest group at 44.4% and couple families without children at 38.7%. Together those couple families make up 83.1% of families, while one-parent families account for 13.7% and other families 3.2%.

The area is home to 16,416 people and has a median age of 35. The typical household earns $1,903 a week, which is about $98,956 a year.

Homes in Kogarah are evenly split between owner-occupiers and renters, with 22.3% owned outright and 27.7% owned with a mortgage (50.0% owner-occupied in total) and 50.0% rented.

Question 2

Is it expensive to live in Kogarah?

Accepted Answer

Buying in Kogarah 2217 sits well above what a typical local household earned at the last Census. A median house at $1,597,000 works out to about 16.1 times a typical local household's annual income as recorded at the most recent Census, while a median unit at $770,000 is about 7.8 times that annual income.

Renting also takes a large share of local incomes: house rent of $880 a week is about 46.2% of the median local household's weekly income at the last Census, and unit rent of $700 a week is about 36.8%. On these figures both buying and renting sit stretched against what local households earned at the last Census, with houses more stretched than units. Whether that feels expensive depends on your own income and circumstances.

Everyone's financial situation is different, so it's important to consider your own circumstances when deciding which suburb is right for you.

Question 3

Is Kogarah a good place to invest?

Accepted Answer

The past year shows a split between houses and units in Kogarah. House values edged down slightly, falling 0.3%, while unit values recorded a moderate 3.7% rise over the same period.

Rents rose for both property types, with house rents up 3.5% and unit rents up 2.9%, both modest gains. That means for houses the income side outpaced price movement this year, whereas for units capital growth has been a little stronger than rental growth. Whether that pattern fits your investment goals depends on whether you prioritise rental income or price growth.

This information has been prepared without taking your objectives, needs and overall financial situation into account. It is not meant to be a substitute for professional financial advice. For this reason, you should consider the appropriateness of the information and, if necessary, seek appropriate professional advice.

	Houses	Units
Median price Past 3 months	$1.60M	$770K
Change in value Past 12 months	-0.3%	3.7%
Sold Past 3 months	11	63
Median days on market Past 12 months	28	27
Average rent Past 12 months	$880	$700
Change in rent Past 12 months	3.5%	2.9%

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