Question 1

Is Ruse a nice place to live?

Accepted Answer

Ruse is a small, established residential suburb in the Macarthur area close to the Campbelltown town centre. Streets are dominated by single-storey brick homes, mature gardens and modest yards, giving it a quiet, suburban character that appeals to families and people who commute to work. The suburb is compact and practical, with neighbourhood parks, sporting fields and local shops nearby, while major services, train connections and larger retail are in Campbelltown.

Ruse is home to about 5,632 people, with a median age of 38 and a typical household income of $1,797 a week. Households are dominated by couple families and just over four in five dwellings are owner-occupied, so the area has an established, owner-occupied profile. A new public preschool is under construction at Ruse Public School with two preschool rooms, an outdoor play area and space for up to 40 children, and there have been recent playspace upgrades at James Ruse Park and Satsukino Park.

Question 2

Is it expensive to live in Ruse?

Accepted Answer

Buying in Ruse sits well above local incomes at the last Census: a $950,000 median house price is about 10.2 times a typical local annual household income, using the Census weekly household income of $1,797 (about $93,444 a year). Renting a house at around $650 a week would take roughly 36.2% of that weekly household income, which is a sizeable share. On these figures, buying is clearly well above what a typical local household earned at the last Census, and renting a house would also take a sizeable portion of a typical local household's income, so which feels expensive will depend on your own situation.

Everyone's financial situation is different, so it's important to consider your own circumstances when deciding which suburb is right for you.

Question 3

Is Ruse a good place to invest?

Accepted Answer

House values in Ruse rose 11.1% over the past year, a strong increase in what houses are worth. House rents also grew, up 8.3% over the year, a solid rise in rental income. On these figures the capital growth of houses has outpaced rental growth this year; whether that balance suits your plans depends on your own goals and circumstances.

This information has been prepared without taking your objectives, needs and overall financial situation into account. It is not meant to be a substitute for professional financial advice. For this reason, you should consider the appropriateness of the information and, if necessary, seek appropriate professional advice.

	Houses	Units
Median price Past 3 months	$950K	N/A
Change in value Past 12 months	11.1%	N/A
Sold Past 3 months	11	N/A
Median days on market Past 12 months	13	N/A
Average rent Past 12 months	$650	N/A
Change in rent Past 12 months	8.3%	N/A

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