Question 1

Is San Remo a nice place to live?

Accepted Answer

San Remo is a small coastal township at the mainland end of the bridge to Phillip Island with a compact seaside village feel centred on its jetty, promenade and working fishing harbour. The shoreline and marina shape everyday life here: pelican feeding at the jetty, boat ramps, seafood outlets and casual waterfront cafes are part of the routine, and coastal walks and island attractions are close by. Housing mixes older holiday cottages and timber baches with more permanent low-rise residences, so the community blends holiday homeowners, fishing families and retirees and leans towards a relaxed, water-focused way of life.

About 1,700 people live in San Remo and the median age is 52. Households are largely families and homes are predominantly owner-occupied, with roughly three in four owned outright or with a mortgage. Local planning work for the town centre and foreshore, plus recent upgrades to reserves and ongoing infrastructure work, point to continued attention on the foreshore, parks and key local facilities. Whether San Remo suits you will come down to how much you want a seaside, small-town setting and proximity to Phillip Island attractions.

Question 2

Is it expensive to live in San Remo?

Accepted Answer

In San Remo a typical local household earned $1,337 a week at the last Census. Against that, the average house rent of $590 a week would take about 44.1% of a typical local household's weekly income, which is a large share, while the average unit rent of $398 a week would take about 29.8%, a moderate share. If you are renting rather than buying, those rent shares are the figures that matter, with houses taking a noticeably larger slice of local incomes than units.

Everyone's financial situation is different, so it's important to consider your own circumstances when deciding which suburb is right for you.

Question 3

Is San Remo a good place to invest?

Accepted Answer

San Remo's figures over the past 12 months paint a mixed picture for someone weighing it as an investment. House values fell modestly, down 2.3%, while house rents rose a solid 5.4%, so on the house side rental income increased more strongly than prices. Units moved quite differently: unit values dropped sharply, down 22.1%, while unit rents edged up 4.7%. In short, units saw a large fall in capital value alongside modest rent growth, whereas houses experienced a smaller decline in value paired with stronger rent growth. Which of those outcomes matters to you depends on whether you prioritise capital growth or rental income.

This information has been prepared without taking your objectives, needs and overall financial situation into account. It is not meant to be a substitute for professional financial advice. For this reason, you should consider the appropriateness of the information and, if necessary, seek appropriate professional advice.

	Houses	Units
Median price Past 3 months	N/A	N/A
Change in value Past 12 months	-2.3%	-22.1%
Sold Past 3 months	7	2
Median days on market Past 12 months	119	90
Average rent Past 12 months	$590	$398
Change in rent Past 12 months	5.4%	4.7%

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