Get a property report and suburb profile for any property in Toukley

Toukley is a lakeside town on the southern shore of Tuggerah Lake with a relaxed, waterside character where boating, fishing and lakefront picnics shape everyday life. Housing mixes older weatherboard cottages and modest brick homes with newer waterfront residences and low-rise units, and the suburb attracts families, retirees and people who use the area as a holiday base. It is a community of 4,557 people with a median age of 47, and households are weighted towards couple families; homes are more often owner-occupied than rented.

The compact town centre, foreshore parks and boat ramps make day-to-day life feel focused on the water, and local roads and bus services link Toukley to larger coastal centres. Council has adopted a masterplan for renewed community facilities in the town centre, though most elements remain unfunded; the capital works program includes $0.5m for a community centre and planning for water and sewer upgrades is under way. Whether Toukley suits you will depend on how much you value lakeside living and a smaller town centre.

On the figures for Toukley, housing costs sit well above local incomes recorded at the most recent Census. A median house price of $960,000 is about 17.7 times a typical local annual household income at the last Census. Renting also takes a large share of income: a house at $580 a week would use about 55.6% of a typical local household's weekly income at the last Census, and a unit at $450 a week would use about 43.1%.

Everyone's financial situation is different, so it's important to consider your own circumstances when deciding which suburb is right for you.

Rents have been the clearest movers in Toukley over the past year. House rents jumped 11.5%, a strong rise, while house values rose 6.1%, a solid increase. Unit rents climbed 7.1%, a solid rise, while unit values edged up 1.7%, a slight increase.

For someone weighing Toukley as an investment, the figures show rental income growing faster than property values over the year — the rent a house or unit earns has been the stronger performer. Whether that balance suits your plans depends on your own goals and circumstances.

This information has been prepared without taking your objectives, needs and overall financial situation into account. It is not meant to be a substitute for professional financial advice. For this reason, you should consider the appropriateness of the information and, if necessary, seek appropriate professional advice.